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Plain English Finance Ltd.

07503422

active
Private Limited Company
Companies House
Health Score
85 / 100

Healthy

25/30
Filing
20/30
Financial
40/40
Risk
  • No accounts filed in last 18 months (-5)

Details

STAG GATES HOUSE, SOUTHAMPTON, SO17 1XS
Incorporated 24/01/2011

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

58190
Other publishing activities
66190
Other activities auxiliary to financial services

Officers

Mr. Andrew William Craig

director · Since 24/01/2011

SELF EMPLOYED

BRITISH · UNITED KINGDOM · Age 50

Mr Timothy James Peacock

director · Since 01/03/2011

MARKETING CONSULTANT

BRITISH · UNITED KINGDOM · Age 49

Mr Alan Reginald Back

director · Since 25/04/2017

MANAGEMENT CONSULTANT

BRITISH · UNITED KINGDOM · Age 64

Also on 2 other boards

Mr Roderick Martin Collins

director · Since 08/11/2017

INVESTMENT MANAGER

BRITISH · ENGLAND · Age 79

Also on 1 other board

Persons with Significant Control

Mr. Andrew William Craig

50–75% shares
50–75% votes
Appoint directors

British · United Kingdom · Age 50

Stag Gates House, 63/64 The Avenue, Southampton, SO17 1XS

Notified 06/04/2016

CompanyRankvs 670+ SIC 58190 peers
79

Financial strength60th percentile among SIC peers · 15/25
Employees95th percentile among SIC peers · 14/15
LiquidityCurrent ratio 15.45× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength15/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees14/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/12/2024

Net Worth

£2k

Balance sheet strength

Cash

£105k

Cash in the bank

Net Current Assets

£251k

Working capital

Current Assets

£268k

Current Liabilities

£17k

Fixed Assets

£0

Debtors

£163k

6avg. employees

Tax at Year End(2023)

Corp tax£0

People Costs(2021)

Wages & salaries£44k
NI contributions-£213

Balance Sheet

Assets less current liabilities£251k
Prepared with CCH Software

EstimatesDerived

YearCurrent RatioImplied Profit
202415.45+£0
202314.80+£0
20227.05+£160
20212.05+£0
20202.73

Derived from filed accounts. Not audited figures.