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Clipper Retail Ltd

07602693

active
Private Limited Company
Companies House
Health Score
90 / 100

Healthy

30/30
Filing
20/30
Financial
40/40
Risk

No risk factors detected.

Details

ASPEN HOUSE, COLCHESTER, CO4 9QR
Incorporated 13/04/2011

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

46900
Non-specialised wholesale trade

Officers

Mrs Stephanie Napthine

director · Since 13/04/2011

DIR

BRITISH · ENGLAND · Age 52

Also on 1 other board

Mrs Rosemary Grace Napthine

director · Since 13/04/2011

DIRECTOR

BRITISH · ENGLAND · Age 77

Also on 1 other board

Mr Russell Paul Napthine

director · Since 13/04/2011

DIRECTOR

BRITISH · UNITED KINGDOM · Age 52

Also on 11 other boards

Cheryl Napthine

director · Since 13/04/2011

DIRECTOR

BRITISH · UNITED KINGDOM · Age 49

Also on 1 other board

Christopher Guy Napthine

director · Since 13/04/2011

DIRECTOR

BRITISH · UNITED KINGDOM · Age 48

Also on 2 other boards

Mr Richard David Napthine

director · Since 13/04/2011

DIRECTOR

BRITISH · ENGLAND · Age 80

Also on 1 other board

Mr Maxwell Goody

director · Since 23/01/2026

ENGLISH · ENGLAND · Age 29

Mr Lee Goody

director · Since 23/01/2026

ENGLISH · ENGLAND · Age 36

Persons with Significant Control

Aspen House Holdings Limited

75–100% shares
75–100% votes
Appoint directors

Aspen House, Stephenson Road, Colchester, CO4 9QR

Reg: 12840685 · Companies House · Private Limited Company

Notified 24/12/2025

Former PSCs

Cheryl Napthine

Ceased 18/02/2021

Christopher Guy Napthine

Ceased 18/02/2021

Mr Richard David Napthine

Ceased 18/02/2021

Mrs Rosemary Grace Napthine

Ceased 18/02/2021

Mr Russell Paul Napthine

Ceased 18/02/2021

Stephanie Napthine

Ceased 18/02/2021

Sekura Management Limited

Ceased 24/12/2025

Charges0 outstanding

Charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 20/02/2017Registered 28/02/2017Satisfied 20/03/2019
Charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 02/11/2015Registered 04/11/2015Satisfied 14/06/2022
charge
satisfied

RICHARD DAVID NAPTHINE, ROSEMARY GRACE NAPTHINE, RUSSELL PAUL NAPTHINE, STEPHANIE NAPTHINE, CHR

Created 31/07/2011Registered 04/08/2011

CompanyRankvs 4847+ SIC 46900 peers
70

Financial strength97th percentile among SIC peers · 24/25
Employees25th percentile among SIC peers · 4/15
LiquidityCurrent ratio 1.27× · 12/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength24/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees4/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity12/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/12/2024

Net Worth

£3.2M

Balance sheet strength

Cash

£376k

Cash in the bank

Net Current Assets

Working capital

Current Assets

£13.0M

Current Liabilities

£10.3M

Fixed Assets

£160k

Debtors

£12.0M

0avg. employees-12

Tax at Year End

Corp tax£91k

Balance Sheet

Intangible assets£74k
Prepared with CCH Software

EstimatesDerived

YearCurrent RatioImplied Profit
20241.27-£558k
2023+£457k
20211.65+£368k
20202.84+£783k
20192.08+£163k
20182.19

Derived from filed accounts. Not audited figures.