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My Pension Expert Limited

07627457

active
Private Limited Company
england wales
Companies House
Health Score
72 / 100

Some Concerns

30/30
Filing
10/30
Financial
32/40
Risk
  • Current liabilities exceed current assets (-10)
  • Going concern doubt noted in accounts (-10)
  • 4 outstanding charges (-8)

Details

COLONNADES HOUSE, DONCASTER, DN1 3BW
Incorporated 09/05/2011

Compliance

Last accounts

31/12/2024

full

Next accounts due

30/09/2026

On track

Confirmation statement

Last: 03/05/2025

Due 17/05/2026

Overdue

Industry

66290
Other activities auxiliary to insurance and pension funding

Officers

Mr Andrew Peter Megson

director · Since 29/06/2017

CHAIRMAN

BRITISH · ENGLAND · Age 63

Also on 8 other boards

Mrs Bernadette Teresa Dunlop

director · Since 01/08/2022

HR DIRECTOR

IRISH · ENGLAND · Age 56

Lily Megson

director · Since 05/09/2022

POLICY DIRECTOR

BRITISH · ENGLAND · Age 33

Also on 3 other boards

Mr Andrew Jonathan Peter Strong

director · Since 23/01/2023

NON-EXECUTIVE DIRECTOR

BRITISH · ENGLAND · Age 61

Also on 41 other boards

Mr Alistair James Stewart

director · Since 31/07/2023

FINANCE DIRECTOR

BRITISH · ENGLAND · Age 41

Also on 6 other boards

Mr Simon Darryl Cooper

director · Since 10/03/2025

DIRECTOR

BRITISH · ENGLAND · Age 42

Also on 1 other board

Naomi Turner

director · Since 22/08/2025

DIRECTOR

BRITISH · ENGLAND · Age 44

Kyle Simpson

director · Since 22/08/2025

DIRECTOR

BRITISH · ENGLAND · Age 39

Also on 1 other board

Katie Stather

director · Since 22/08/2025

DIRECTOR

BRITISH · ENGLAND · Age 34

Persons with Significant Control

My Money Expert Limited

75–100% shares
75–100% votes
Appoint directors

Colonnades House, Duke Street, Doncaster, DN1 3BW

Reg: 11727055 · England & Wales · Limited Company

Notified 25/02/2020

Former PSCs

My Expert Holdings Limited

Ceased 25/02/2020

Charges4 outstanding

Charge
outstanding

OAKNORTH BANK PLC (AS SECURITY AGENT)

Created 25/04/2025Registered 29/04/2025
Charge
outstanding

PALATINE PRIVATE EQUITY LLP

Created 28/05/2024Registered 30/05/2024
Charge
outstanding

ALTER DOMUS TRUSTEES (UK) LIMITED (AS SECURITY AGENT)

Created 29/07/2022Registered 02/08/2022
Charge
outstanding

PALATINE PRIVATE EQUITY LLP

Created 29/07/2022Registered 01/08/2022
Charge
satisfied

FDC DEBT LP ACTING BY ITS GENERAL PARTNER, FDC GENERAL PARTNER LIMITED

Created 17/11/2021Registered 17/11/2021Satisfied 01/08/2022
Charge
satisfied

ALL RESPONSE MEDIA LIMITED

Created 21/02/2020Registered 24/02/2020Satisfied 25/11/2021
Charge
satisfied

BARCLAYS BANK PLC

Created 24/08/2018Registered 29/08/2018Satisfied 25/11/2021

CompanyRankvs 11+ SIC 66290 peers
70

Financial strength100th percentile among SIC peers · 25/25
Employees100th percentile among SIC peers · 15/15
LiquidityCurrent ratio 2.15× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Going concern doubt -10Outstanding charges -10
Show leaderboard
How is this score calculated?
Financial strength25/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees15/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Going concern doubt: -10 pts

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Going Concern Doubt

we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the company's ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue. Our responsibilities and the responsibilities of the directors with respect to

Key FinancialsYear ending 31/12/2024

Net Worth

£10.0M

Balance sheet strength

Cash

£1k

Cash in the bank

Profit Before Tax

£1.9M

Bottom line earnings

Net Current Assets

£5.5M

Working capital

Current Assets

£10.4M

Current Liabilities

£4.8M

Fixed Assets

£4.8M

Debtors

£10.4M

Cost of Sales

£5.4M

Admin Expenses

£8.7M

Profit After Tax

£1.9M

97avg. employees+16

Tax at Year End(2021)

Corp tax£0

People Costs

Wages & salaries£4.6M

Balance Sheet

Intangible assets£3.5M
Assets less current liabilities£10.3M
Prepared with CCH Software

EstimatesDerived

YearCurrent RatioImplied Profit
20242.15+£1.9M
20235.12+£640k
20224.16+£5.0M
20212.77+£1.7M
20191.58

Derived from filed accounts. Not audited figures.