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Finesse Jewellery Limited

07710190

active
Private Limited Company
england wales
Companies House
Health Score
74 / 100

Some Concerns

30/30
Filing
10/30
Financial
34/40
Risk
  • Current liabilities exceed current assets (-10)
  • 3 outstanding charges (-6)

Details

40 MIDDLEGATE, PENRITH, CA11 7PT
Incorporated 19/07/2011

Compliance

Last accounts

31/07/2024

micro entity

Next accounts due

30/04/2026

Overdue

Confirmation statement

Last: 22/08/2025

Due 05/09/2026

On track

Industry

47190
Other retail sale in non-specialised stores

Officers

Mr David John Lister

director · Since 19/07/2011

RETAIL JEWELLER

ENGLISH · ENGLAND · Age 68

Also on 1 other board

Persons with Significant Control

Mr David John Lister

75–100% shares
75–100% votes

English · United Kingdom · Age 68

40, Middlegate, Penrith, CA11 7PT

Notified 06/04/2016

Charges3 outstanding

Charge
outstanding

LANCASHIRE MORTGAGE CORPORATION LIMITED

Created 29/06/2016Registered 05/07/2016
Charge
outstanding

LANCASHIRE MORTGAGE CORPORATION LIMITED

Created 29/06/2016Registered 05/07/2016
Charge
outstanding

DAVID LISTER AS TRUSTEE OF FINESSE JEWELLERY PENSION SCHEME · MORGAN LLOYD TRUSTEES LIMITED AS TRUSTEE OF FINESSE JEWELLERY PENSION SCHEME

Created 28/02/2014Registered 06/03/2014

CompanyRankvs 6923+ SIC 47190 peers
53

Financial strength84th percentile among SIC peers · 21/25
Employees39th percentile among SIC peers · 6/15
LiquidityCurrent ratio 0.56× · 6/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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6923Finesse Jewellery Limited
58
How is this score calculated?
Financial strength21/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees6/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity6/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/07/2025

Net Worth

£43k

Balance sheet strength

Cash

—

Cash in the bank

Net Current Assets

£136k

Working capital

Current Assets

£175k

Current Liabilities

£311k

Fixed Assets

£116k

1avg. employees

Balance Sheet

Assets less current liabilities£20k
Prepared with Companies House

EstimatesDerived

YearCurrent RatioImplied Profit
20250.56+£0
20240.56+£0
20230.56+£127
20220.55+£0
20210.55-£1k
20200.56+£19k
20190.54+£5k
20180.53—

Derived from filed accounts. Not audited figures.