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Tern Developments Limited

07819976

active
ltd
england wales
Companies House
Health Score
88 / 100

Healthy

30/30
Filing
20/30
Financial
38/40
Risk
  • 1 outstanding charge (-2)

Details

Baverstocks Lawley House, Butt Road, Colchester, CO3 3DG
Incorporated 24/10/2011

Compliance

Last accounts

31/10/2024

unaudited abridged

Next accounts due

31/07/2026

On track

Confirmation statement

Last: 24/10/2025

Due 07/11/2026

On track

Industry

41202
Construction of domestic buildings

Officers

Karl Pickering

director · Since 24/10/2011

British · United Kingdom · Age 68

Clifford John Haviland

director · Since 24/10/2011

British · England · Age 68

Clifford Haviland

secretary · Since 24/10/2011

Stephen Tyrone Murphy

director · Since 03/09/2013

British · England · Age 64

Former

Lee-Jane Pickering

director · Resigned 29/08/2023

Jill Frances Haviland

director · Resigned 29/08/2023

Nicola Jane Murphy

director · Resigned 29/08/2023

Persons with Significant Control

Tern Holdings Limited

25–50% shares
25–50% votes

Dickens House, Guithavon Street, Witham, CM8 1BJ

Reg: 11159278 · Psc Register · Limited Company

Notified 29/08/2023

PSC Statements

No active PSC statements on record.

Charges1 outstanding

Charge
satisfied

SHAWBROOK BANK LIMITED

Created 25/08/2023Registered 25/08/2023Satisfied 24/02/2026
Charge
satisfied

LLOYDS BANK PLC

Created 20/05/2022Registered 23/05/2022Satisfied 26/09/2023
Charge
satisfied

LLOYDS BANK PLC

Created 23/07/2021Registered 27/07/2021Satisfied 23/08/2023
Charge
satisfied

LLOYDS BANK PLC

Created 23/07/2021Registered 23/07/2021Satisfied 24/10/2024
Charge
outstanding

YORKSHIRE BUILDING SOCIETY

Created 11/06/2021Registered 22/06/2021
Charge
satisfied

OAKNORTH BANK PLC

Created 02/10/2020Registered 09/10/2020Satisfied 24/10/2024
Charge
satisfied

PSP SOUTHEND LLP

Created 05/02/2020Registered 06/02/2020Satisfied 24/10/2024
Charge
satisfied

PSP SOUTHEND LLP

Created 10/09/2019Registered 12/09/2019Satisfied 24/10/2024
Charge
satisfied

INTERBAY FUNDING LIMITED

Created 08/08/2019Registered 14/08/2019Satisfied 06/10/2020
Charge
satisfied

INTERBAY FUNDING LIMITED

Created 08/08/2019Registered 14/08/2019Satisfied 06/10/2020
Charge
satisfied

NHS PROPERTY SERVICES LIMITED

Created 29/03/2019Registered 05/04/2019Satisfied 15/10/2019
Charge
satisfied

INTERBAY FUNDING LIMITED

Created 31/01/2019Registered 05/02/2019Satisfied 06/10/2020
Charge
satisfied

INTERBAY FUNDING LIMITED

Created 31/01/2019Registered 05/02/2019Satisfied 06/10/2020
Charge
satisfied

CLOSE BROTHERS LIMITED

Created 04/06/2018Registered 04/06/2018Satisfied 16/07/2019
Charge
satisfied

CLOSE BROTHERS LIMITED

Created 20/01/2017Registered 20/01/2017Satisfied 16/07/2019
Charge
satisfied

CLOSE BROTHERS LIMITED

Created 20/01/2017Registered 20/01/2017Satisfied 03/07/2019
Charge
satisfied

PSP SOUTHEND LLP

Created 28/07/2015Registered 04/08/2015Satisfied 16/07/2019
Charge
satisfied

PSP SOUTHEND LLP

Created 28/07/2015Registered 03/08/2015Satisfied 09/12/2016
Charge
satisfied

SHAWBROOK BANK LIMITED

Created 15/04/2013Registered 18/04/2013Satisfied 16/02/2016
charge
satisfied

LLOYDS TSB BANK PLC

Created 25/03/2013Registered 27/03/2013Satisfied 16/02/2016
charge
satisfied

LLOYDS TSB BANK PLC

Created 22/02/2013Registered 27/02/2013Satisfied 16/02/2016
charge
satisfied

SHAWBROOK BANK LIMITED

Created 21/12/2012Registered 28/12/2012Satisfied 16/02/2016
charge
satisfied

JOHN SIMON FREDERICK PEASE

Created 12/12/2012Registered 20/12/2012Satisfied 16/02/2016
charge
satisfied

LLOYDS TSB BANK PLC

Created 15/05/2012Registered 01/06/2012Satisfied 16/02/2016
charge
satisfied

LLOYDS TSB BANK PLC

Created 15/05/2012Registered 25/05/2012Satisfied 16/02/2016

Change History

statusactive
2026-05-04

Active

typeltd
2026-05-04

Private Limited Company

address line1Baverstocks Lawley House
2026-05-04

BAVERSTOCKS LAWLEY HOUSE

post townColchester
2026-05-04

COLCHESTER

officer appointedHAVILAND, Clifford
2026-05-04
officer appointedHAVILAND, Clifford John
2026-05-04
officer appointedMURPHY, Stephen Tyrone
2026-05-04
officer appointedPICKERING, Karl
2026-05-04

CompanyRankvs 4618+ SIC 41202 peers
67

Financial strength99th percentile among SIC peers · 25/25
Employees11th percentile among SIC peers · 2/15
LiquidityCurrent ratio 7.95× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
Show leaderboard
How is this score calculated?
Financial strength25/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees2/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 01/07/2025

Net Worth

£4.4M

Balance sheet strength

Cash

£116k

Cash in the bank

Net Current Assets

£7.5M

Working capital

Current Assets

£8.5M

Current Liabilities

£1.1M

Debtors

£1.4M

0avg. employees

Balance Sheet

Bank loans & overdrafts£3.1M
Assets less current liabilities£7.5M
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20257.95+£0
20247.95+£4k
20236.25+£158k
20225.03+£1.7M
202119.83+£73k
20203.13+£325k
201922.31+£239k
201820.97

Derived from filed accounts. Not audited figures.

Filing History100 filings

MR04

mortgage satisfy charge full

24/02/20261 page · PDF
Confirmation statement

confirmation statement with updates

24/10/20256 pages · PDF
PSC02

notification of a person with significant control

02/07/20252 pages · PDF
PSC withdrawn

withdrawal of a person with significant control statement

01/07/20252 pages · PDF
Accounts filed

accounts with accounts type unaudited abridged

01/07/20258 pages · PDF
Confirmation statement

confirmation statement with updates

25/10/20245 pages · PDF
MR04

mortgage satisfy charge full

24/10/20241 page · PDF
MR04

mortgage satisfy charge full

24/10/20241 page · PDF
MR04

mortgage satisfy charge full

24/10/20241 page · PDF
MR04

mortgage satisfy charge full

24/10/20241 page · PDF
Accounts filed

accounts with accounts type unaudited abridged

19/06/20248 pages · PDF
Confirmation statement

confirmation statement with updates

25/10/20236 pages · PDF
Director resigned

termination director company with name termination date

27/09/20231 page · PDF
Director resigned

termination director company with name termination date

27/09/20231 page · PDF
Director resigned

termination director company with name termination date

27/09/20231 page · PDF
MR04

mortgage satisfy charge full

26/09/20231 page · PDF
MR01

mortgage create with deed with charge number charge creation date

25/08/20235 pages · PDF
MR04

mortgage satisfy charge full

23/08/20231 page · PDF
Accounts filed

accounts with accounts type unaudited abridged

21/07/20238 pages · PDF
Confirmation statement

confirmation statement with updates

24/10/20225 pages · PDF
Accounts filed

accounts with accounts type unaudited abridged

15/07/20228 pages · PDF
MR01

mortgage create with deed with charge number charge creation date

23/05/202237 pages · PDF
Confirmation statement

confirmation statement with updates

25/10/20215 pages · PDF
MR01

mortgage create with deed with charge number charge creation date

27/07/202138 pages · PDF
MR01

mortgage create with deed with charge number charge creation date

23/07/202141 pages · PDF
MR01

mortgage create with deed with charge number charge creation date

22/06/20219 pages · PDF
Accounts filed

accounts with accounts type unaudited abridged

21/04/20218 pages · PDF
Confirmation statement

confirmation statement with updates

27/10/20205 pages · PDF
MR01

mortgage create with deed with charge number charge creation date

09/10/202043 pages · PDF
MR04

mortgage satisfy charge full

06/10/20204 pages · PDF
MR04

mortgage satisfy charge full

06/10/20204 pages · PDF
MR04

mortgage satisfy charge full

06/10/20204 pages · PDF
MR04

mortgage satisfy charge full

06/10/20204 pages · PDF
Accounts filed

accounts with accounts type unaudited abridged

20/07/20208 pages · PDF
MR01

mortgage create with deed with charge number charge creation date

06/02/202011 pages · PDF
Director details changed

change person director company with change date

12/12/20192 pages · PDF
Director details changed

change person director company with change date

12/12/20192 pages · PDF
Director details changed

change person director company with change date

12/12/20192 pages · PDF
Confirmation statement

confirmation statement with updates

24/10/20195 pages · PDF
MR04

mortgage satisfy charge full

15/10/20194 pages · PDF
Director appointed

appoint person director company with name date

14/10/20192 pages · PDF
Director appointed

appoint person director company with name date

14/10/20192 pages · PDF
Director appointed

appoint person director company with name date

14/10/20192 pages · PDF
MR01

mortgage create with deed with charge number charge creation date

12/09/201913 pages · PDF
Director details changed

change person director company with change date

30/08/20192 pages · PDF
MR01

mortgage create with deed with charge number charge creation date

14/08/201929 pages · PDF
MR01

mortgage create with deed with charge number charge creation date

14/08/201928 pages · PDF
Accounts filed

accounts with accounts type unaudited abridged

26/07/20198 pages · PDF
MR04

mortgage satisfy charge full

16/07/20194 pages · PDF
MR04

mortgage satisfy charge full

16/07/20194 pages · PDF
MR04

mortgage satisfy charge full

16/07/20194 pages · PDF
MR04

mortgage satisfy charge full

03/07/20194 pages · PDF
MR01

mortgage create with deed with charge number charge creation date

05/04/201918 pages · PDF
MR01

mortgage create with deed with charge number charge creation date

05/02/201933 pages · PDF
MR01

mortgage create with deed with charge number charge creation date

05/02/201933 pages · PDF
MR05

mortgage charge part release with charge number

04/02/20191 page · PDF
Confirmation statement

confirmation statement with updates

24/10/20185 pages · PDF
MR01

mortgage create with deed with charge number charge creation date

04/06/201821 pages · PDF
Accounts filed

accounts with accounts type unaudited abridged

30/05/20188 pages · PDF
Confirmation statement

confirmation statement with updates

24/10/20175 pages · PDF
Accounts filed

accounts with accounts type total exemption small

05/05/20178 pages · PDF
MR01

mortgage create with deed with charge number charge creation date

20/01/201737 pages · PDF
MR01

mortgage create with deed with charge number charge creation date

20/01/201722 pages · PDF
MR04

mortgage satisfy charge full

09/12/20164 pages · PDF
CH03

change person secretary company with change date

31/10/20161 page · PDF
Confirmation statement

confirmation statement with updates

24/10/20166 pages · PDF
Accounts filed

accounts with accounts type total exemption small

21/07/20168 pages · PDF
MR04

mortgage satisfy charge full

16/02/20164 pages · PDF
MR04

mortgage satisfy charge full

16/02/20164 pages · PDF
MR04

mortgage satisfy charge full

16/02/20164 pages · PDF
MR04

mortgage satisfy charge full

16/02/20164 pages · PDF
MR04

mortgage satisfy charge full

16/02/20164 pages · PDF
MR04

mortgage satisfy charge full

16/02/20164 pages · PDF
MR04

mortgage satisfy charge full

16/02/20164 pages · PDF
Director details changed

change person director company with change date

11/12/20152 pages · PDF
Annual return

annual return company with made up date full list shareholders

26/10/20157 pages · PDF
MR01

mortgage create with deed with charge number charge creation date

04/08/201511 pages · PDF
MR01

mortgage create with deed with charge number charge creation date

03/08/201510 pages · PDF
Accounts filed

accounts with accounts type total exemption small

23/06/20158 pages · PDF
Annual return

annual return company with made up date full list shareholders

24/10/20147 pages · PDF
Accounts filed

accounts with accounts type total exemption small

14/01/20148 pages · PDF
Annual return

annual return company with made up date full list shareholders

24/10/20137 pages · PDF
Director appointed

appoint person director company with name

05/09/20132 pages · PDF
MR01

mortgage create with deed with charge number

18/04/20136 pages · PDF
MG01

legacy

27/03/201310 pages · PDF
Accounts filed

accounts with accounts type total exemption small

22/03/20138 pages · PDF
MG01

legacy

27/02/201311 pages · PDF
MG01

legacy

28/12/20125 pages · PDF
MG01

legacy

20/12/20125 pages · PDF
Annual return

annual return company with made up date full list shareholders

30/10/20126 pages · PDF
MG01

legacy

01/06/201210 pages · PDF
MG01

legacy

25/05/201210 pages · PDF
Shares allotted

capital allotment shares

06/01/201211 pages · PDF
Shares allotted

capital allotment shares

06/01/201211 pages · PDF
Shares allotted

capital allotment shares

06/01/201211 pages · PDF
Shares allotted

capital allotment shares

06/01/201211 pages · PDF
Shares allotted

capital allotment shares

06/01/201211 pages · PDF
Shares allotted

capital allotment shares

06/01/201211 pages · PDF
Shares allotted

capital allotment shares

06/01/201211 pages · PDF
Director appointed

appoint person director company with name

06/01/20123 pages · PDF