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Optimum Finance Ltd

07900030

active
Private Limited Company
Companies House
Health Score
90 / 100

Healthy

30/30
Filing
20/30
Financial
40/40
Risk

No risk factors detected.

Details

SQUARE ROOT BUSINESS CENTRE, CROYDON, CR0 2XQ
Incorporated 06/01/2012

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

69202
Bookkeeping activities

Officers

Mr Marek Owczarczuk

director · Since 06/01/2012

ACCOUNTANT

BRITISH · ENGLAND · Age 46

Persons with Significant Control

Mr Marek Owczarczuk

75–100% shares
75–100% votes

British · England · Age 46

Square Root Business Centre, 102-116 Windmill Road, Croydon, CR0 2XQ

Notified 01/03/2017

CompanyRankvs 4107+ SIC 69202 peers
73

Financial strength75th percentile among SIC peers · 19/25
Employees63th percentile among SIC peers · 9/15
LiquidityCurrent ratio 1.53× · 16/20
Longevity14 years trading (max 15) · 14/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength19/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees9/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity16/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity14/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/03/2025

Net Worth

£15k

Balance sheet strength

Cash

Cash in the bank

Net Current Assets

£9k

Working capital

Current Assets

£27k

Current Liabilities

£18k

Fixed Assets

£5k

2avg. employees

Balance Sheet

Assets less current liabilities£15k
Signed by 1.4.24Prepared with Company Accounts and Tax Online

EstimatesDerived

YearCurrent RatioImplied Profit
20251.53+£12k
20241.00+£282
20230.86+£1k
20221.04-£3k
20210.84-£7k
20201.11+£845
20190.94

Derived from filed accounts. Not audited figures.