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Costwise Limited

07906485

active
Private Limited Company
england wales
Companies House
Health Score
74 / 100

Some Concerns

30/30
Filing
10/30
Financial
34/40
Risk
  • Current liabilities exceed current assets (-10)
  • 3 outstanding charges (-6)

Details

COSTWISE GROUP, UNIT 1 MERRIVALE ROAD, OKEHAMPTON, EX20 1UD
Incorporated 11/01/2012

Compliance

Last accounts

31/08/2024

unaudited abridged

Next accounts due

31/05/2026

On track

Confirmation statement

Last: 06/01/2026

Due 20/01/2027

On track

Industry

47190
Other retail sale in non-specialised stores

Officers

Mr Timothy Frederick Cousins

director · Since 11/01/2012

MANAGER

BRITISH · ENGLAND · Age 64

Also on 2 other boards

Mr Dariusz Mariusz Stopczyk

director · Since 11/01/2012

MANAGER

POLISH · UNITED KINGDOM · Age 47

Also on 3 other boards

Mx Kai Cousins

director · Since 01/09/2015

ADMINISTRATOR

BRITISH · UNITED KINGDOM · Age 31

Mrs Bozena Stopczyk

director · Since 01/09/2015

NONE

POLISH · UNITED KINGDOM · Age 50

Also on 2 other boards

Persons with Significant Control

Mrs Bozena Stopczyk

25–50% shares

Polish · United Kingdom · Age 50

Costwise Group, Unit 1, Merrivale Road, Okehampton, EX20 1UD

Notified 01/09/2016

Mr Timothy Frederick Cousins

Significant control

British · England · Age 64

Costwise Group, Unit 1 Merrivale Road, Exeter Road Industrial Estate, Okehampton, EX20 1UD

Notified 10/01/2017

Mr Dariusz Mariusz Stopczyk

Significant control

Polish · United Kingdom · Age 47

Costwise Group, Unit 1 Merrivale Road, Exeter Road Industrial Estate, Okehampton, EX20 1UD

Notified 10/01/2017

Charges3 outstanding

Charge
outstanding

ALDERMORE BANK PLC

Created 01/11/2019Registered 04/11/2019
Charge
outstanding

ALDERMORE BANK PLC

Created 24/11/2017Registered 06/12/2017
Charge
outstanding

ALDERMORE BANK PLC

Created 24/11/2017Registered 06/12/2017

CompanyRankvs 318+ SIC 47190 peers
78

Financial strength99th percentile among SIC peers · 25/25
Employees93th percentile among SIC peers · 14/15
LiquidityCurrent ratio 5.65× · 20/20
Longevity14 years trading (max 15) · 14/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength25/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees14/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity14/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/08/2025

Net Worth

£2.0M

Balance sheet strength

Cash

£217k

Cash in the bank

Net Current Assets

£1.6M

Working capital

Current Assets

£1.9M

Current Liabilities

£340k

Fixed Assets

£643k

Debtors

£498

9avg. employees-7

Balance Sheet

Assets less current liabilities£2.2M
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20255.65-£46k
20243.56+£470k
20233.79+£206k
20223.06+£58k
20213.43+£333k
20202.48+£567k
20194.33

Derived from filed accounts. Not audited figures.