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Lb Financial Solutions Limited

07942025

active
Private Limited Company
Companies House
Health Score
75 / 100

Some Concerns

25/30
Filing
10/30
Financial
40/40
Risk
  • No accounts filed in last 18 months (-5)
  • Loss before tax (-10)
  • Going concern doubt noted in accounts (-10)

Details

SWIFT HOUSE, CHELMSFORD, CM1 1GU
Incorporated 08/02/2012

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

70221
Financial management

Officers

Mr Paul Mustoe

director · Since 19/06/2024

TAX DIRECTOR

ENGLISH · UNITED KINGDOM · Age 50

Also on 13 other boards

Persons with Significant Control

Affinia Group Holdings Limited

75–100% shares
75–100% votes
Appoint directors

The Octagon, Suit E2, Colchester, CO1 1TG

Reg: 12360697 · Companies House, England And Wales · Private Company Limited By Shares

Notified 10/05/2023

Former PSCs

Mr Andrew James Sewell

Ceased 11/05/2023

Mr Paul Mustoe

Ceased 10/05/2023

CompanyRankvs 503+ SIC 70221 peers
71

Financial strength66th percentile among SIC peers · 17/25
Employees99th percentile among SIC peers · 15/15
LiquidityCurrent ratio 2.64× · 20/20
Longevity14 years trading (max 15) · 14/15
Filing complianceAll filings up to date · 15/15
Going concern doubt -10
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How is this score calculated?
Financial strength17/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees15/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity14/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Going concern doubt: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Going Concern Doubt

we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the company's ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue. Our responsibilities and the responsibilities of the directors with respect to going concern are d

Key FinancialsYear ending 31/08/2023

Net Worth

£16k

Balance sheet strength

Cash

£21k

Cash in the bank

Profit Before Tax

-£90k

Bottom line earnings

Net Current Assets

£59k

Working capital

Current Assets

£94k

Current Liabilities

£36k

Fixed Assets

£2k

Debtors

£73k

Cost of Sales

£704k

Admin Expenses

£139k

Profit After Tax

-£55k

11avg. employees-1

Tax at Year End

Corp tax£0

Balance Sheet

Assets less current liabilities£60k
Prepared with CCH Software

EstimatesDerived

YearCurrent RatioImplied Profit
20232.64-£163k
20224.03+£41k
20213.46+£73k
20203.06+£8k
20191.71

Derived from filed accounts. Not audited figures.