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Jonathan Richards Financial Consultancy Ltd

07961820

active
Private Limited Company
wales
Companies House
Health Score
80 / 100

Healthy

30/30
Filing
10/30
Financial
40/40
Risk
  • Current liabilities exceed current assets (-10)

Details

78 CELYN AVENUE, CARDIFF, CF23 6EQ
Incorporated 23/02/2012

Compliance

Last accounts

30/04/2025

total exemption full

Next accounts due

31/01/2027

On track

Confirmation statement

Last: 18/06/2025

Due 02/07/2026

On track

Industry

70221
Financial management

Officers

Mr Jonathan Richards

director · Since 23/02/2012

INDEPENDENT FINANCIAL ADVISER

BRITISH · WALES · Age 57

Persons with Significant Control

Mr Jonathan Richards

75–100% shares
75–100% votes
Appoint directors

British · Wales · Age 57

78, Celyn Avenue, Cardiff, CF23 6EQ

Notified 06/04/2016

CompanyRankvs 1021+ SIC 70221 peers
77

Financial strength86th percentile among SIC peers · 22/25
Employees42th percentile among SIC peers · 6/15
LiquidityCurrent ratio 7.2× · 20/20
Longevity14 years trading (max 15) · 14/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength22/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees6/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity14/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/04/2026

Net Worth

£113k

Balance sheet strength

Cash

£102k

Cash in the bank

Net Current Assets

£88k

Working capital

Current Assets

£102k

Current Liabilities

£14k

Fixed Assets

£25k

Debtors

£64

1avg. employees

Balance Sheet

Assets less current liabilities£113k
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20267.20+£20k
20253.78+£23k
20242.44
20236.11

Derived from filed accounts. Not audited figures.