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Personal Buyer Service Limited

07964609

active
Private Limited Company
Companies House
Health Score
88 / 100

Healthy

30/30
Filing
20/30
Financial
38/40
Risk
  • 1 outstanding charge (-2)

Details

C/O VA ACCOUNTANCY SUITE 9, SWALLOW COURT, DEVONSHIRE GATE, TIVERTON, EX16 7EJ
Incorporated 24/02/2012

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

45112
Sale of used cars and light motor vehicles

Officers

Mr Karl Elliott Wilson

director · Since 24/02/2012

DIRECTOR

BRITISH · ENGLAND · Age 58

Also on 3 other boards

Vanessa Wilson

director · Since 24/02/2012

DIRECTOR

BRITISH · ENGLAND · Age 48

Persons with Significant Control

Karl Wilson

25–50% shares
25–50% votes

British · United Kingdom · Age 58

Pleasure House, Raddon Road, Exeter, EX5 5PJ

Notified 06/04/2016

Mrs Vanessa Marie Wilson

25–50% shares
25–50% votes

British · England · Age 48

C/O Va Accountancy, Suite 9, Swallow Court, Devonshire Gate, Tiverton, EX16 7EJ

Notified 20/05/2026

Former PSCs

Vanessa Wilson

Ceased 19/05/2026

Charges1 outstanding

Charge
outstanding

LLOYDS BANK PLC

Created 26/11/2015Registered 26/11/2015

CompanyRankvs 3318+ SIC 45112 peers
62

Financial strength83th percentile among SIC peers · 21/25
Employees65th percentile among SIC peers · 10/15
LiquidityCurrent ratio 1.42× · 12/20
Longevity14 years trading (max 15) · 14/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength21/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees10/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity12/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity14/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/03/2025

Net Worth

£87k

Balance sheet strength

Cash

Cash in the bank

Net Current Assets

£74k

Working capital

Current Assets

£251k

Current Liabilities

£177k

Fixed Assets

£16k

2avg. employees+1

Balance Sheet

Assets less current liabilities£90k
Signed by Mr Karl Wilson 18/03/2026Prepared with Acorah Software Products - Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20251.42+£27k
20241.28+£23k
20231.23+£10k
20221.17-£8k
20211.58-£1k
20201.00+£7k
20190.94

Derived from filed accounts. Not audited figures.