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Pennygate Financial Associates Limited

08023246

active
Private Limited Company
england wales
Companies House
Health Score
90 / 100

Healthy

30/30
Filing
20/30
Financial
40/40
Risk

No risk factors detected.

Details

C/O EXTERNAL ACCOUNTS CENTRAL HOUSE, 20 CENTRAL AVENUE, NORWICH, NR7 0HR
Incorporated 10/04/2012

Compliance

Last accounts

30/04/2025

total exemption full

Next accounts due

31/01/2027

On track

Confirmation statement

Last: 10/04/2026

Due 24/04/2027

On track

Industry

66110
Administration of financial markets

Officers

Mr Andrew John Morter

director · Since 10/04/2012

FINANCIAL ADVISOR

BRITISH · UNITED KINGDOM · Age 63

Persons with Significant Control

Mr Andrew Morter

50–75% shares

British · England · Age 64

61, Wellington Road, Norwich, NR2 3HT

Notified 10/04/2016

CompanyRankvs 114+ SIC 66110 peers
76

Financial strength86th percentile among SIC peers · 22/25
Employees89th percentile among SIC peers · 13/15
LiquidityCurrent ratio 1.45× · 12/20
Longevity14 years trading (max 15) · 14/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength22/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees13/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity12/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity14/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/04/2025

Net Worth

£118k

Balance sheet strength

Cash

£128k

Cash in the bank

Net Current Assets

£122k

Working capital

Current Assets

£392k

Current Liabilities

£270k

Fixed Assets

£7k

Debtors

£264k

3avg. employees

Tax at Year End(2023)

Corp tax£16k

Director Loans

Directors owe company£198k

Balance Sheet

Assets less current liabilities£129k
Prepared with BTCSoftware AP Solution 2025 12.2.02

EstimatesDerived

YearCurrent RatioImplied Profit
20251.45+£41k
20241.39+£39k
20232.99+£15k
20223.21-£10k
20212.87+£23k
2020+£5k
20193772.67+£9k

Derived from filed accounts. Not audited figures.