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Bespoke Pension Solutions Ltd

08067934

active
Private Limited Company
Companies House
Health Score
86 / 100

Healthy

30/30
Filing
20/30
Financial
36/40
Risk
  • 2 outstanding charges (-4)

Details

3 MARSDEN PARK, YORK, YO30 4WX
Incorporated 14/05/2012

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

70229
Management consultancy activities

Officers

Mr Richard Stanley Byfield

director · Since 01/03/2013

BUSINESS CONSULTANT

BRITISH · ENGLAND · Age 62

Also on 4 other boards

Mrs Michã‰Le Louise Keeves-Byfield

secretary · Since 26/05/2023

Persons with Significant Control

Mr Richard Stanley Byfield

Significant control

British · England · Age 62

3, Marsden Park, York, YO30 4WX

Notified 06/04/2016

Former PSCs

Mr Jeremy Richard Gibbs

Ceased 23/10/2024

Mrs Michele Louise Keeves-Byfield

Ceased 08/11/2024

Mrs Louise Mary Gibbs

Ceased 26/05/2023

Mrs Michéle Louise Keeves-Byfield

Ceased 22/02/2024

Charges2 outstanding

Charge
outstanding

RICHARD STANLEY BYFIELD · MICHELE LOUISE KEEVES-BYFIELD · JEREMY RICHARD GIBBS

Created 07/02/2022Registered 21/02/2022
Charge
outstanding

SVENSKA HANDELSBANKEN AB (PUBL)

Created 10/09/2014Registered 16/09/2014

CompanyRankvs 26273+ SIC 70229 peers
61

Financial strength62th percentile among SIC peers · 16/25
Employees37th percentile among SIC peers · 6/15
LiquidityCurrent ratio 55.1× · 20/20
Longevity14 years trading (max 15) · 14/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength16/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees6/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity14/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/06/2025

Net Worth

£9k

Balance sheet strength

Cash

Cash in the bank

Net Current Assets

£8k

Working capital

Current Assets

£8k

Current Liabilities

£141

Fixed Assets

£2k

1avg. employees-1

Balance Sheet

Assets less current liabilities£10k

EstimatesDerived

YearCurrent RatioImplied Profit
202555.10-£51
20242.02+£6k
2023-£21k
2022+£8k
2021+£13k
2020-£4k

Derived from filed accounts. Not audited figures.