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Gm (Cheltenham) Ltd

08072805

active
Private Limited Company
Companies House
Health Score
76 / 100

Some Concerns

30/30
Filing
10/30
Financial
36/40
Risk
  • Current liabilities exceed current assets (-10)
  • 2 outstanding charges (-4)

Details

NORTHFIELD HOUSE SHURDINGTON ROAD, CHELTENHAM, GL51 4UA
Incorporated 17/05/2012

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

45112
Sale of used cars and light motor vehicles

Officers

Mr Clayton Gifford

director · Since 17/05/2012

DIRECTOR

BRITISH · UNITED KINGDOM · Age 65

Also on 2 other boards

Persons with Significant Control

Mr Clayton Gifford

50–75% shares
75–100% votes
Appoint directors

British · United Kingdom · Age 65

Northfield House, Shurdington Road, Cheltenham, GL51 4UA

Notified 19/05/2016

Mrs Linda Margaret Gifford

25–50% shares

British · United Kingdom · Age 64

Northfield House, Shurdington Road, Cheltenham, GL51 4UA

Notified 19/05/2016

Charges2 outstanding

Charge
outstanding

SANTANDER UK PLC AS SECURITY TRUSTEE

Created 12/06/2019Registered 14/06/2019
Charge
outstanding

THE ROYAL BANK OF SCOTLAND PLC

Created 06/08/2014Registered 08/08/2014

CompanyRankvs 3325+ SIC 45112 peers
62

Financial strength83th percentile among SIC peers · 21/25
Employees14th percentile among SIC peers · 2/15
LiquidityCurrent ratio 5.37× · 20/20
Longevity14 years trading (max 15) · 14/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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3325Gm (Cheltenham) Ltd
72
How is this score calculated?
Financial strength21/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees2/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity14/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/05/2025

Net Worth

£85k

Balance sheet strength

Cash

—

Cash in the bank

Net Current Assets

£315k

Working capital

Current Assets

£387k

Current Liabilities

£72k

Fixed Assets

£4k

Debtors

£63k

Profit After Tax

-£34k

0avg. employees

Tax at Year End(2024)

Corp tax£4k

Balance Sheet

Assets less current liabilities£319k
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20255.37-£34k
20243.93+£16k
20232.09+£7k
20221.89+£63k
20211.92—
20201.86—
20191.27—

Derived from filed accounts. Not audited figures.