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Saffron Matrix Ltd

08105543

active
Private Limited Company
Companies House
Health Score
78 / 100

Some Concerns

30/30
Filing
10/30
Financial
38/40
Risk
  • Current liabilities exceed current assets (-10)
  • 1 outstanding charge (-2)

Details

14 SHELLEY GROVE, LOUGHTON, IG10 1BY
Incorporated 14/06/2012

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

43999
Specialised construction activities

Officers

Mr Bharat Jamnadas Savjani

director · Since 14/06/2012

DIRECTOR

BRITISH · ENGLAND · Age 68

Also on 4 other boards

Mrs Shama Savjani

director · Since 14/06/2012

DIRECTOR

BRITISH · ENGLAND · Age 66

Also on 1 other board

Persons with Significant Control

Mr Bharat Jamnadas Savjani

25–50% shares
25–50% votes

British · England · Age 68

14 Shelley Grove, Loughton, IG10 1BY

Notified 06/04/2017

Mrs Shama Savjani

25–50% shares
25–50% votes

British · England · Age 66

14 Shelley Grove, Loughton, IG10 1BY

Notified 06/04/2017

Charges1 outstanding

Charge
outstanding

SHAWBROOK BANK LIMITED

Created 23/09/2022Registered 26/09/2022
Charge
satisfied

LLOYDS BANK PLC

Created 30/10/2017Registered 03/11/2017Satisfied 11/11/2022
Charge
satisfied

LLOYDS BANK PLC

Created 27/10/2017Registered 27/10/2017Satisfied 11/11/2022

CompanyRankvs 5812+ SIC 43999 peers
65

Financial strength87th percentile among SIC peers · 22/25
Employees26th percentile among SIC peers · 4/15
LiquidityCurrent ratio 33.96× · 20/20
Longevity14 years trading (max 15) · 14/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength22/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees4/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity14/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/11/2025

Net Worth

£187k

Balance sheet strength

Cash

Cash in the bank

Net Current Assets

£1.8M

Working capital

Current Assets

£1.9M

Current Liabilities

£55k

Fixed Assets

£2k

1avg. employees

Balance Sheet

Assets less current liabilities£1.8M
Prepared with Companies House

EstimatesDerived

YearCurrent RatioImplied Profit
202533.96+£0
202533.96+£12k
202430.58+£16k
202311.89+£8k
202211.91+£8k
20211.12+£63k
20201.10+£46k
20191.08+£29k
20181.09

Derived from filed accounts. Not audited figures.