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Guberno Ltd

08117407

active
Private Limited Company
Companies House
Health Score
72 / 100

Some Concerns

30/30
Filing
10/30
Financial
32/40
Risk
  • 4 outstanding charges (-8)

Details

LOWIN HOUSE, TRURO, TR1 2NA
Incorporated 25/06/2012

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

68209
Other letting and operating of own or leased real estate

Officers

Ms Heidi Louise Fabby

director · Since 25/06/2012

DIRECTOR

BRITISH · UNITED KINGDOM · Age 53

Also on 1 other board

Mr John James Fabby

director · Since 25/06/2012

DIRECTOR

BRITISH · ENGLAND · Age 49

Also on 10 other boards

Persons with Significant Control

Mr John James Fabby

25–50% shares
25–50% votes

British · England · Age 49

Lowin House, Tregolls Road, Truro, TR1 2NA

Notified 06/04/2016

Ms Heidi Louise Fabby

25–50% shares
25–50% votes

British · United Kingdom · Age 53

Lowin House, Tregolls Road, Truro, TR1 2NA

Notified 06/04/2016

Charges4 outstanding

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outstanding

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CompanyRankvs 36447+ SIC 68209 peers
58

Financial strength95th percentile among SIC peers · 24/25
Employees98th percentile among SIC peers · 15/15
LiquidityNo balance sheet data · 0/20
Longevity14 years trading (max 15) · 14/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength24/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees15/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity0/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity14/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/06/2025

Net Worth

£1.6M

Balance sheet strength

Cash

£41k

Cash in the bank

Net Current Assets

Working capital

Current Assets

Current Liabilities

£858k

Fixed Assets

£37k

Debtors

£299k

5avg. employees

Tax at Year End

Corp tax£0

Director Loans(2024)

Company owes directors£446k
Prepared with Silverfin

EstimatesDerived

YearCurrent RatioImplied Profit
2025+£214k
2024+£112k
2023+£18k
2022+£191k
20210.77

Derived from filed accounts. Not audited figures.