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Sml Financials Ltd

08174922

active
ltd
england wales
Companies House
Health Score
90 / 100

Healthy

30/30
Filing
20/30
Financial
40/40
Risk

No risk factors detected.

Details

Broomfield Lower Sandhurst Road, Finchampstead, Wokingham, RG40 3TH
Incorporated 10/08/2012

Compliance

Last accounts

31/08/2025

total exemption full

Next accounts due

30/05/2027

On track

Confirmation statement

Last: 01/10/2025

Due 15/10/2026

On track

Industry

68209
Other letting and operating of own or leased real estate

Officers

Zoe Louise Bamber

director · Since 28/05/2013

COMPANY DIRECTOR

BRITISH · ENGLAND · Age 59

Also on 2 other boards

Mrs Victoria Jane Lamb

director · Since 05/02/2019

DIRECTOR

BRITISH · ENGLAND · Age 53

Zoe Louise Bamber

director · Since 28/05/2013

British · England · Age 59

Victoria Jane Lamb

director · Since 05/02/2019

British · England · Age 53

Former

Stephen James Luckett

director · Resigned 06/03/2013

Michaela Ann Luckett

director · Resigned 29/05/2013

Peter Ellis

secretary · Resigned 01/03/2024

Persons with Significant Control

Zoe Louise Bamber

Significant control

British · England · Age 59

Broomfield, Lower Sandhurst Road, Wokingham, RG40 3TH

Notified 01/10/2021

Victoria Jane Lamb

ownership-of-shares-25-to-50-percent-as-trust
voting-rights-25-to-50-percent-as-trust
significant-influence-or-control-as-trust

British · England · Age 53

Broomfield, Lower Sandhurst Road, Wokingham, RG40 3TH

Notified 01/10/2021

Mr Michael Jackson Bamber

ownership-of-shares-25-to-50-percent-as-trust
voting-rights-25-to-50-percent-as-trust
significant-influence-or-control-as-trust

British · United Kingdom · Age 55

Broomfield, Lower Sandhurst Road, Wokingham, RG40 3TH

Notified 02/04/2026

Former PSCs

Mrs Zoe Louise Bamber

Ceased 05/02/2019

Mr David Bamber

Ceased 20/03/2020

Mr David Bamber

Ceased 01/10/2021

Mr Michael Jackson Bamber

Ceased 01/10/2021

Victoria Jane Lamb

Ceased 20/03/2020

Change History

officer appointedBAMBER, Zoe Louise
2026-06-13
officer appointedLAMB, Victoria Jane
2026-06-13
statusactive
2026-06-13

Active

typeltd
2026-06-13

Private Limited Company

address line1Broomfield Lower Sandhurst Road
2026-06-13

BROOMFIELD LOWER SANDHURST ROAD

post townWokingham
2026-06-13

WOKINGHAM

CompanyRankvs 63715+ SIC 68209 peers
61

Financial strength78th percentile among SIC peers · 20/25
Employees0th percentile among SIC peers · 0/15
LiquidityCurrent ratio 1.04× · 12/20
Longevity14 years trading (max 15) · 14/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength20/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees0/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity12/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity14/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/08/2025

Net Worth

£104k

Balance sheet strength

Cash

£57k

Cash in the bank

Net Current Assets

£2k

Working capital

Current Assets

£58k

Current Liabilities

£56k

Fixed Assets

£1.4M

Debtors

£1k

Balance Sheet

Assets less current liabilities£1.4M
Signed by Mrs Z Bamber 20/02/2026Prepared with Acorah Software Products - Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20251.04+£37k
20242.74+£26k
20233.00+£44k
202216.45+£33k
202129.23+£43k
20204.21-£79k

Derived from filed accounts. Not audited figures.