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Zac Estates (Residential ) Ltd

08175614

active
Private Limited Company
Companies House
Health Score
75 / 100

Some Concerns

25/30
Filing
20/30
Financial
30/40
Risk
  • No accounts filed in last 18 months (-5)
  • 11 outstanding charges (-10)

Details

54 STRETFORD ROAD, MANCHESTER, M15 5JH
Incorporated 10/08/2012

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

68100
Buying and selling of own real estate

Officers

Mr Gurmet Lal Chumber

director · Since 01/08/2015

DIRECTOR

BRITISH · ENGLAND · Age 51

Mrs Sabita Chumber

director · Since 01/05/2026

BRITISH · ENGLAND · Age 46

Persons with Significant Control

Former PSCs

Miss Anastasia Widana

Ceased 10/11/2016

Charges11 outstanding

Charge
outstanding

FLEET MORTGAGES LIMITED

Created 01/05/2026Registered 01/05/2026
Charge
outstanding

FLEET MORTGAGES LIMITED

Created 22/04/2026Registered 23/04/2026
Charge
outstanding

FLEET MORTGAGES LIMITED

Created 21/03/2025Registered 21/03/2025
Charge
outstanding

FLEET MORTGAGES LIMITED

Created 03/05/2024Registered 03/05/2024
Charge
outstanding

CHARTER COURT FINANCIAL SERVICES LIMITED

Created 05/10/2023Registered 17/10/2023
Charge
outstanding

ALDERMORE BANK PLC

Created 05/07/2023Registered 06/07/2023
Charge
outstanding

CHARTER COURT FINANCIAL SERVICES LIMITED

Created 09/01/2023Registered 09/01/2023
Charge
outstanding

PARATUS AMC LIMITED

Created 29/06/2021Registered 14/07/2021
Charge
satisfied

CHARTER COURT FINANCIAL SERVICES LIMITED

Created 08/01/2019Registered 14/01/2019Satisfied 14/07/2021
Charge
outstanding

CHARTER COURT FINANCIAL SERVICES LIMITED

Created 11/09/2018Registered 12/09/2018
Charge
outstanding

ALDERMORE BANK PLC

Created 06/09/2018Registered 12/09/2018
Charge
outstanding

CHARTER COURT FINANCIAL SERVICES LIMITED

Created 06/11/2017Registered 17/11/2017

CompanyRankvs 24869+ SIC 68100 peers
54

Financial strength94th percentile among SIC peers · 24/25
Employees60th percentile among SIC peers · 9/15
LiquidityCurrent ratio 0.16× · 2/20
Longevity14 years trading (max 15) · 14/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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24869Zac Estates (Residential ) Ltd
63
How is this score calculated?
Financial strength24/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees9/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity2/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity14/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/08/2024

Net Worth

£571k

Balance sheet strength

Cash

£198k

Cash in the bank

Net Current Assets

-£1.2M

Working capital

Current Assets

£235k

Current Liabilities

£1.4M

Fixed Assets

£1.8M

Debtors

£37k

1avg. employees-1
Prepared with VT Final Accounts

EstimatesDerived

YearCurrent RatioImplied Profit
20240.16+£23k
20231.01+£38k
20221.19+£53k
20210.69+£45k
20200.36+£26k
20190.31+£18k
20182.80—

Derived from filed accounts. Not audited figures.