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Silverlining Finance Ltd

08277317

active
ltd
england wales
Companies House
Health Score
80 / 100

Healthy

30/30
Filing
10/30
Financial
40/40
Risk
  • Negative net worth (-10)

Details

74 Smedley Street, Matlock, DE4 3JJ
Incorporated 01/11/2012

Compliance

Last accounts

31/03/2025

total exemption full

Next accounts due

31/12/2026

On track

Confirmation statement

Last: 01/11/2025

Due 15/11/2026

On track

Industry

74909
Other professional, scientific and technical activities

Officers

Mr Jamie Alister Buchanan

director · Since 01/11/2012

DIRECTOR

BRITISH · ENGLAND · Age 50

Also on 26 other boards

Jamie Alister Buchanan

director · Since 01/11/2012

British · England · Age 50

Former

Jamie Alister Buchanan

secretary · Resigned 10/09/2015

Nicholas Gordon Buchanan

director · Resigned 10/09/2015

Persons with Significant Control

Mr Jamie Alister Buchanan

50–75% shares
50–75% votes

British · England · Age 50

74, Smedley Street, Matlock, DE4 3JJ

Notified 06/04/2016

Mr Timothy Steven Pearce

25–50% shares
25–50% votes

British · England · Age 40

74, Smedley Street, Matlock, DE4 3JJ

Notified 01/05/2022

Change History

statusactive
2026-06-14

Active

typeltd
2026-06-14

Private Limited Company

address line174 Smedley Street
2026-06-14

74 SMEDLEY STREET

post townMatlock
2026-06-14

MATLOCK

officer appointedBUCHANAN, Jamie Alister
2026-06-14

CompanyRankvs 51593+ SIC 74909 peers
33

Financial strength1th percentile among SIC peers · 0/25
Employees11th percentile among SIC peers · 2/15
LiquidityCurrent ratio 0.22× · 2/20
Longevity14 years trading (max 15) · 14/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength0/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees2/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity2/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity14/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/03/2025

Net Worth

-£295k

Balance sheet strength

Cash

£17k

Cash in the bank

Net Current Assets

-£321k

Working capital

Current Assets

£90k

Current Liabilities

£411k

Fixed Assets

£38k

Debtors

£73k

0avg. employees

Balance Sheet

Bank loans & overdrafts£12k
Assets less current liabilities-£283k
Prepared with VT Final Accounts

EstimatesDerived

YearCurrent RatioImplied Profit
20250.22-£11k
20240.23+£20k
20230.18+£7k
20220.23-£9k
20210.28-£9k
20200.26+£36k
20190.32

Derived from filed accounts. Not audited figures.