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Jvam Limited

08304065

active
Private Limited Company
Companies House
Health Score
80 / 100

Healthy

30/30
Filing
20/30
Financial
30/40
Risk
  • 15 outstanding charges (-10)

Details

20 PARK AVENUE SOUTH, HARPENDEN, AL5 2EA
Incorporated 22/11/2012

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

68209
Other letting and operating of own or leased real estate

Officers

Mrs Victoria Anne Whittingham

secretary · Since 22/11/2012

Also on 3 other boards

Mr James Mark Whittingham

director · Since 22/11/2012

FINANCE

ENGLISH · ENGLAND · Age 43

Also on 1 other board

Mrs Victoria Anne Whittingham

director · Since 22/11/2012

FINANCE

BRITISH · ENGLAND · Age 42

Also on 3 other boards

Persons with Significant Control

Mr James Mark Whittingham

25–50% shares
25–50% votes
Appoint directors

English · England · Age 43

20, Park Avenue South, Harpenden, AL5 2EA

Notified 01/07/2016

Mrs Victoria Anne Whittingham

25–50% shares
25–50% votes

British · England · Age 42

20, Park Avenue South, Harpenden, AL5 2EA

Notified 01/07/2016

Charges15 outstanding

Charge
outstanding

THE TRUSTEES OF THE WHITTINGHAM SSAS

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LENDINVEST BTL LIMITED

Created 12/02/2019Registered 15/02/2019
Charge
satisfied

CHARTER COURT FINANCIAL SERVICES LIMITED T/A PRECISE MORTGAGES

Created 09/01/2018Registered 23/01/2018Satisfied 15/07/2020

CompanyRankvs 76969+ SIC 68209 peers
48

Financial strength95th percentile among SIC peers · 24/25
Employees18th percentile among SIC peers · 3/15
LiquidityCurrent ratio 0.12× · 2/20
Longevity14 years trading (max 15) · 14/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength24/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees3/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity2/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity14/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/03/2025

Net Worth

£1.5M

Balance sheet strength

Cash

£520k

Cash in the bank

Net Current Assets

-£6.2M

Working capital

Current Assets

£853k

Current Liabilities

£7.0M

Fixed Assets

£11.6M

Debtors

£333k

0avg. employees-2

Balance Sheet

Assets less current liabilities£5.4M
Prepared with CCH Software

EstimatesDerived

YearCurrent RatioImplied Profit
20250.12-£54k
20240.02+£281k
20230.02-£862
20220.03+£536k
20210.09+£225k
20200.17-£5k
20190.06—

Derived from filed accounts. Not audited figures.