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Premium Finance Limited

08368464

active
Private Limited Company
Companies House
Health Score
86 / 100

Healthy

30/30
Filing
20/30
Financial
36/40
Risk
  • 2 outstanding charges (-4)

Details

19 MILTON ROAD EAST, LOWESTOFT, NR32 1NT
Incorporated 21/01/2013

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

64929
64929

Officers

Mr Clive Victor Robinson

director · Since 21/01/2013

INSURANCE BROKER

BRITISH · ENGLAND · Age 73

Also on 19 other boards

Mr Michael Victor Robinson

director · Since 06/04/2014

DIRECTOR

BRITISH · ENGLAND · Age 44

Also on 2 other boards

Persons with Significant Control

Mr Clive Victor Robinson

50–75% shares
50–75% votes

British · England · Age 73

19, Milton Road East, Lowestoft, NR32 1NT

Notified 06/04/2016

Michael Robinson

25–50% shares
25–50% votes

British · England · Age 44

19, Milton Road East, Lowestoft, NR32 1NT

Notified 06/04/2016

Charges2 outstanding

Charge
outstanding

ORCHARD FUNDING LIMITED

Created 14/05/2013Registered 22/05/2013
charge
outstanding

BEXHILL LIMITED

Created 03/04/2013Registered 24/04/2013

CompanyRankvs 320+ SIC 64929 peers
57

Financial strength58th percentile among SIC peers · 14/25
Employees89th percentile among SIC peers · 13/15
LiquidityCurrent ratio 1.05× · 12/20
Longevity13 years trading (max 15) · 13/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength14/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees13/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity12/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity13/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/01/2025

Net Worth

£32k

Balance sheet strength

Cash

Cash in the bank

Net Current Assets

£45k

Working capital

Current Assets

£872k

Current Liabilities

£827k

Fixed Assets

£670

4avg. employees

Balance Sheet

Assets less current liabilities£46k
Signed by 08368464 2024-02-01 2025-01-31 08368464 2025-01-31 08368464 core:CurrentFinancialInstruments core:WithinOneYear 2025-01-Prepared with Digita Accounts Production Advanced

EstimatesDerived

YearCurrent RatioImplied Profit
20251.05-£542
20241.12+£7k
20231.19+£7k
20221.26+£8k
20211.23+£6k
20201.01-£10k
20191.03

Derived from filed accounts. Not audited figures.