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Pearson & Clutterbuck Ltd

08370018

active
Private Limited Company
Companies House
Health Score
80 / 100

Healthy

30/30
Filing
20/30
Financial
30/40
Risk
  • 5 outstanding charges (-10)

Details

10 HEWLETT WAY, CINDERFORD, GL14 3AJ
Incorporated 22/01/2013

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

41100
Development of building projects
68209
Other letting and operating of own or leased real estate

Officers

Mr Vince Clutterbuck

director · Since 22/01/2013

PERSONAL TRAINER

BRITISH · ENGLAND · Age 45

Also on 1 other board

Richard Pearson

director · Since 22/01/2013

BUILDER

BRITISH · UNITED KINGDOM ( ENGLAND ) (GB-ENG) · Age 48

Persons with Significant Control

Mr Vince Clutterbuck

25–50% shares

British · England · Age 45

10, Hewlett Way, Cinderford, GL14 3AJ

Notified 16/04/2016

Charges5 outstanding

Charge
outstanding

CHARTER COURT FINANCIAL SERVICES LIMITED TRADING AS PRECISE MORTGAGES

Created 20/10/2023Registered 02/11/2023
Charge
outstanding

THE MORTGAGE LENDER LIMITED

Created 24/09/2021Registered 24/09/2021
Charge
outstanding

THE MORTGAGE LENDER LIMITED

Created 15/01/2021Registered 19/01/2021
Charge
outstanding

YEW TREE FINANCE LIMITED

Created 07/08/2020Registered 08/08/2020
Charge
outstanding

YEW TREE FINANCE LIMITED

Created 03/07/2020Registered 07/07/2020
Charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 09/11/2017Registered 09/11/2017Satisfied 12/12/2018

CompanyRankvs 26479+ SIC 41100 peers
48

Financial strength85th percentile among SIC peers · 21/25
Employees46th percentile among SIC peers · 7/15
LiquidityCurrent ratio 0.38× · 2/20
Longevity13 years trading (max 15) · 13/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength21/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees7/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity2/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity13/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/01/2025

Net Worth

£235k

Balance sheet strength

Cash

£61k

Cash in the bank

Net Current Assets

-£100k

Working capital

Current Assets

£61k

Current Liabilities

£161k

Fixed Assets

£910k

Debtors

£4k

1avg. employees

Tax at Year End(2022)

Corp tax£1k

Balance Sheet

Bank loans & overdrafts£575k
Assets less current liabilities£810k
Prepared with VT Final Accounts

EstimatesDerived

YearCurrent RatioImplied Profit
20250.38+£21k
20240.37+£11k
20230.08+£1k
20220.09+£55k
20213.90-£5k
20201.86-£5k
20191.79

Derived from filed accounts. Not audited figures.