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Pearson & Clutterbuck Ltd

08370018

active
ltd
england wales
Companies House
Health Score
70 / 100

Some Concerns

30/30
Filing
10/30
Financial
30/40
Risk
  • 5 outstanding charges (-10)

Details

10 Hewlett Way, Ruspidge, Cinderford, GL14 3AJ
Incorporated 22/01/2013

Compliance

Last accounts

31/01/2026

total exemption full

Next accounts due

31/10/2027

On track

Confirmation statement

Last: 30/09/2025

Due 14/10/2026

On track

Industry

41100
Development of building projects
68209
Other letting and operating of own or leased real estate

Officers

Mr Vince Clutterbuck

director · Since 22/01/2013

PERSONAL TRAINER

BRITISH · ENGLAND · Age 45

Also on 1 other board

Richard Pearson

director · Since 22/01/2013

BUILDER

BRITISH · UNITED KINGDOM ( ENGLAND ) (GB-ENG) · Age 49

Vince Clutterbuck

director · Since 22/01/2013

British · England · Age 45

Richard Pearson

director · Since 22/01/2013

British · United Kingdom ( England ) (Gb-Eng) · Age 49

Persons with Significant Control

Mr Vince Clutterbuck

25–50% shares

British · England · Age 45

10, Hewlett Way, Cinderford, GL14 3AJ

Notified 16/04/2016

Charges5 outstanding

Charge
outstanding

CHARTER COURT FINANCIAL SERVICES LIMITED TRADING AS PRECISE MORTGAGES

Created 20/10/2023Registered 02/11/2023
Charge
outstanding

THE MORTGAGE LENDER LIMITED

Created 24/09/2021Registered 24/09/2021
Charge
outstanding

THE MORTGAGE LENDER LIMITED

Created 15/01/2021Registered 19/01/2021
Charge
outstanding

YEW TREE FINANCE LIMITED

Created 07/08/2020Registered 08/08/2020
Charge
outstanding

YEW TREE FINANCE LIMITED

Created 03/07/2020Registered 07/07/2020

Change History

status → active
2026-08-16

Active

type → ltd
2026-08-16

Private Limited Company

address line1 → 10 Hewlett Way
2026-08-16

10 HEWLETT WAY

post town → Cinderford
2026-08-16

CINDERFORD

officer appointed → CLUTTERBUCK, Vince
2026-08-16
officer appointed → PEARSON, Richard
2026-08-16

CompanyRankvs 28841+ SIC 41100 peers
47

Financial strength84th percentile among SIC peers · 21/25
Employees45th percentile among SIC peers · 7/15
LiquidityNo balance sheet data · 0/20
Longevity14 years trading (max 15) · 14/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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28841Pearson & Clutterbuck Ltd
56
How is this score calculated?
Financial strength21/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees7/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity0/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity14/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/01/2026

Net Worth

£194k

Balance sheet strength

Cash

£4k

Cash in the bank

Net Current Assets

-£151k

Working capital

Current Assets

—

Current Liabilities

£155k

Fixed Assets

£910k

1avg. employees

Balance Sheet

Bank loans & overdrafts£565k
Assets less current liabilities£759k
Prepared with VT Final Accounts

EstimatesDerived

YearCurrent RatioImplied Profit
2026—-£41k
20250.38+£21k
20240.37+£11k
20230.08—

Derived from filed accounts. Not audited figures.