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Properties By J And J Ltd

08382836

active
Private Limited Company
england wales
Companies House
Health Score
70 / 100

Some Concerns

30/30
Filing
10/30
Financial
30/40
Risk
  • Current liabilities exceed current assets (-10)
  • 8 outstanding charges (-10)

Details

10 HIGH VIEW ROAD, LIGHTWATER, GU18 5YE
Incorporated 31/01/2013

Compliance

Last accounts

31/01/2025

total exemption full

Next accounts due

31/10/2026

On track

Confirmation statement

Last: 31/01/2026

Due 14/02/2027

On track

Industry

68209
Other letting and operating of own or leased real estate

Officers

Mr James Aled Lloyd

director · Since 31/01/2013

FINANCE BROKER

BRITISH · ENGLAND · Age 41

Also on 1 other board

Mrs Joanne Michelle Lloyd

director · Since 31/01/2013

MANAGING DIRECTOR

BRITISH · UNITED KINGDOM · Age 50

Also on 1 other board

Persons with Significant Control

Mr James Aled Lloyd

Significant control

British · England · Age 41

10, High View Road, Lightwater, GU18 5YE

Notified 06/04/2016

Mrs Joanne Michelle Lloyd

75–100% shares

British · England · Age 50

10, High View Road, Lightwater, GU18 5YE

Notified 06/04/2016

Charges8 outstanding

Charge
outstanding

PARAGON BANK PLC

Created 05/04/2019Registered 05/04/2019
Charge
outstanding

CHARTER COURT FINANCIAL SERVICES T/A PRECISE MORTGAGES

Created 29/03/2017Registered 30/03/2017
Charge
outstanding

CHARTER COURT FINANCIAL SERVICES T/A PRECISE MORTGAGES

Created 28/03/2017Registered 29/03/2017
Charge
outstanding

CHARTER COURT FINANCIAL SRVICES LIMITED T/A PRECISE MORTGAGES

Created 13/01/2017Registered 14/01/2017
Charge
outstanding

CHARTER COURT FINANCIAL SERVICES LIMTED T/A PRECISE MORTGAGES

Created 13/01/2017Registered 14/01/2017
Charge
outstanding

CHARTER COURT FINANCIAL SERVICES LIMITED T/A PRECISE MORTGAGES

Created 13/01/2017Registered 14/01/2017
Charge
outstanding

MARKET HARBOROUGH BUILDING SOCIETY

Created 20/01/2015Registered 05/02/2015
Charge
satisfied

ALDERMORE BANK PLC

Created 27/02/2014Registered 01/03/2014Satisfied 26/01/2017
Charge
outstanding

ALDERMORE BANK PLC

Created 27/02/2014Registered 01/03/2014
Charge
satisfied

ONESAVINGS BANK PLC

Created 29/05/2013Registered 05/06/2013Satisfied 26/01/2017

CompanyRankvs 49538+ SIC 68209 peers
58

Financial strength88th percentile among SIC peers · 22/25
Employees77th percentile among SIC peers · 12/15
LiquidityCurrent ratio 0.8× · 6/20
Longevity13 years trading (max 15) · 13/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength22/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees12/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity6/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity13/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/01/2025

Net Worth

£411k

Balance sheet strength

Cash

£59k

Cash in the bank

Net Current Assets

-£15k

Working capital

Current Assets

£59k

Current Liabilities

£74k

Fixed Assets

£1.9M

Debtors

£1

2avg. employees

Balance Sheet

Bank loans & overdrafts£1.3M
Assets less current liabilities£1.9M
Prepared with Taxfiler

EstimatesDerived

YearCurrent RatioImplied Profit
20250.80+£7k
20242.38-£26k
20232.35+£16k
20222.40-£15k
20211.18-£216k
20205.83+£187k
20196.70

Derived from filed accounts. Not audited figures.