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R S Nicoll Ltd

08420183

active
Private Limited Company
Companies House
Health Score
78 / 100

Some Concerns

30/30
Filing
10/30
Financial
38/40
Risk
  • Current liabilities exceed current assets (-10)
  • 1 outstanding charge (-2)

Details

6 TRENWITH GARDENS, ST. IVES, TR26 1FA
Incorporated 26/02/2013

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

47770
Retail sale of watches and jewellery in specialised stores

Officers

Mrs Ruth Suzanne Phillips

director · Since 26/02/2013

JEWELLERY RETAILER

BRITISH · ENGLAND · Age 52

Persons with Significant Control

Ruth Suzanne Phillips

75–100% shares
75–100% votes
Appoint directors

British · England · Age 52

6, Trenwith Gardens, St. Ives, TR26 1FA

Notified 06/04/2016

Charges1 outstanding

Charge
outstanding

NATIONAL WESTMINSTER BANK PLC

Created 01/04/2016Registered 05/04/2016

CompanyRankvs 937+ SIC 47770 peers
62

Financial strength71th percentile among SIC peers · 18/25
Employees94th percentile among SIC peers · 14/15
LiquidityCurrent ratio 1.43× · 12/20
Longevity13 years trading (max 15) · 13/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength18/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees14/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity12/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity13/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/03/2025

Net Worth

£26k

Balance sheet strength

Cash

£3k

Cash in the bank

Net Current Assets

£35k

Working capital

Current Assets

£117k

Current Liabilities

£82k

Fixed Assets

£19k

Debtors

£8k

8avg. employees+1

Balance Sheet

Bank loans & overdrafts£24k
Assets less current liabilities£54k
Signed by 08420183 2024-04-01 2025-03-31 08420183 2025-03-31 08420183 bus: 1 1 2025-03-31 08420183 core:CurrentFinancialInstrumentPrepared with Digita Accounts Production Advanced

EstimatesDerived

YearCurrent RatioImplied Profit
20251.43-£11k
20241.82+£17k
20231.58

Derived from filed accounts. Not audited figures.