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Bl Garrard Limited

08434330

active
Private Limited Company
Companies House
Health Score
82 / 100

Healthy

30/30
Filing
20/30
Financial
32/40
Risk
  • 4 outstanding charges (-8)

Details

FIRST FLOOR, LONDON, W2 1DS
Incorporated 07/03/2013

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

68100
Buying and selling of own real estate

Officers

Mr Brett Spencer Garrard

director · Since 07/03/2013

BUSINESS MAN

BRITISH · ENGLAND · Age 49

Also on 5 other boards

Mr Luke Dylan Garrard

director · Since 07/03/2013

BUSINESS MAN

BRITISH · ENGLAND · Age 47

Persons with Significant Control

Mr Brett Spencer Garrard

25–50% shares
25–50% votes
Appoint directors

British · England · Age 49

First Floor, 244 Edgware Road, London, W2 1DS

Notified 07/03/2017

Mr Luke Dylan Garrard

25–50% shares
25–50% votes
Appoint directors

British · England · Age 47

First Floor, 244 Edgware Road, London, W2 1DS

Notified 07/03/2017

Charges4 outstanding

Charge
satisfied

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Created 16/11/2020Registered 25/11/2020Satisfied 28/12/2022
Charge
satisfied

THE ALDERMORE BANK PLC

Created 16/11/2020Registered 25/11/2020Satisfied 28/12/2022
Charge
outstanding

CHARTER COURT FINANCIAL SERVICES LIMITED TRADING AS PRECISE MORTGAGES

Created 13/12/2019Registered 16/12/2019
Charge
outstanding

PARAGON BANK PLC · PARAGON MORTGAGES (2010) LIMITED

Created 17/11/2017Registered 21/11/2017
Charge
satisfied

PARAGON BANK PLC

Created 17/11/2017Registered 21/11/2017Satisfied 20/08/2025
Charge
outstanding

PARAGON BANK PLC

Created 17/11/2017Registered 21/11/2017
Charge
outstanding

CHARTER COURT FINANCIAL SERVICES LIMITED

Created 01/11/2017Registered 02/11/2017
Charge
satisfied

ALDERMORE BANK PLC

Created 16/06/2014Registered 18/06/2014Satisfied 28/12/2022
Charge
satisfied

ALDERMORE BANK PLC

Created 16/06/2014Registered 18/06/2014Satisfied 28/12/2022

CompanyRankvs 4484+ SIC 68100 peers
70

Financial strength91th percentile among SIC peers · 23/25
Employees60th percentile among SIC peers · 9/15
LiquidityCurrent ratio 2.86× · 20/20
Longevity13 years trading (max 15) · 13/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength23/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees9/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity13/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/03/2025

Net Worth

£331k

Balance sheet strength

Cash

—

Cash in the bank

Net Current Assets

£467k

Working capital

Current Assets

£718k

Current Liabilities

£251k

Fixed Assets

£1.5M

1avg. employees

Balance Sheet

Assets less current liabilities£1.9M
Signed by Mr Brett Garrard 14 April 2026Prepared with Acorah Software Products - Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20252.86+£75k
20240.08-£14k
20230.72+£258k
20221.11+£7k
20210.81+£2k
20200.34+£1k
20190.01—

Derived from filed accounts. Not audited figures.