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Spencol Funding Limited

08455010

active
ltd
england wales
Companies House
Health Score
85 / 100

Healthy

25/30
Filing
20/30
Financial
40/40
Risk
  • No accounts filed in last 18 months (-5)

Details

Athene House, Suite J, 86 The Broadway, Mill Hill, NW7 3TD
Incorporated 21/03/2013

Compliance

Last accounts

31/03/2025

micro entity

Next accounts due

31/12/2026

On track

Confirmation statement

Last: 21/03/2026

Due 04/04/2027

On track

Industry

64304
Activities of open-ended investment companies

Officers

Mr James Benjamin Coleman

director · Since 21/03/2013

ACCOUNTANT

BRITISH · UNITED KINGDOM

Also on 8 other boards

Mr John Philip David Lawson

director · Since 21/03/2013

DIRECTOR

BRITISH · ENGLAND

Also on 18 other boards

James Benjamin Coleman

director · Since 21/03/2013

British · United Kingdom

John Philip David Lawson

director · Since 21/03/2013

British · England

Mrs Wendy Deborah Coleman

director · Since 03/04/2013

DIRECTOR

BRITISH · ENGLAND

Wendy Deborah Coleman

director · Since 03/04/2013

British · England

Persons with Significant Control

Mr James Benjamin Coleman

25–50% shares
25–50% votes

British · United Kingdom

Notified 06/04/2016

Mr John Philip David Lawson

25–50% shares
25–50% votes

British · England

Notified 06/04/2016

Mrs Wendy Deborah Coleman

25–50% shares
25–50% votes

British · England

Notified 22/03/2018

Change History

status → active
2026-06-13

Active

type → ltd
2026-06-13

Private Limited Company

address line1 → Athene House
2026-06-13

ATHENE HOUSE

post town → Mill Hill
2026-06-13

MILL HILL

CompanyRankvs 252+ SIC 64304 peers
74

Financial strength85th percentile among SIC peers · 21/25
Employees28th percentile among SIC peers · 4/15
LiquidityCurrent ratio 2.05× · 20/20
Longevity14 years trading (max 15) · 14/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength21/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees4/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity14/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/03/2025

Net Worth

£320k

Balance sheet strength

Cash

—

Cash in the bank

Net Current Assets

£320k

Working capital

Current Assets

£625k

Current Liabilities

£305k

0avg. employees

Balance Sheet

Assets less current liabilities£320k
Prepared with Sage Accounts Production Advanced 2024 - FRS102_2024

EstimatesDerived

YearCurrent RatioImplied Profit
20252.05+£39k
20241.86+£38k
20231.73—

Derived from filed accounts. Not audited figures.