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James Francis (Homes) Ltd

08487706

active
Private Limited Company
england wales
Companies House
Health Score
68 / 100

Some Concerns

30/30
Filing
0/30
Financial
38/40
Risk
  • Negative net worth (-10)
  • Current liabilities exceed current assets (-10)
  • 1 outstanding charge (-2)

Details

UNIT 12/13, THE QUADRANGLE CENTRE THE DRIFT, IPSWICH, IP3 9QR
Incorporated 15/04/2013

Compliance

Last accounts

31/03/2025

total exemption full

Next accounts due

31/12/2026

On track

Confirmation statement

Last: 18/01/2026

Due 01/02/2027

On track

Industry

41202
Construction of domestic buildings
68100
Buying and selling of own real estate
68209
Other letting and operating of own or leased real estate

Officers

Mr Julian Francis Bobbin

director · Since 15/04/2013

PROPERTY DEVELOPER

BRITISH · ENGLAND · Age 64

Also on 1 other board

Mr Ronald Davies

director · Since 08/04/2014

PROPERTY DEVELOPER

BRITISH · ENGLAND · Age 79

Also on 9 other boards

Persons with Significant Control

Mr Julian Francis Bobbin

25–50% shares

British · England · Age 64

Unit 12/13, The Quadrangle Centre, The Drift, Ipswich, IP3 9QR

Notified 06/04/2016

Mr Ronald Davies

25–50% shares

British · England · Age 79

Unit 12/13, The Quadrangle Centre, The Drift, Ipswich, IP3 9QR

Notified 06/04/2016

Charges1 outstanding

Charge
satisfied

CHARTER COURT FINANCIAL SERVICES LIMITED

Created 17/05/2019Registered 04/06/2019Satisfied 17/07/2021
Charge
satisfied

CHARTER COURT FINANCIAL SERVICES LIMITED

Created 17/05/2019Registered 04/06/2019Satisfied 07/10/2025
Charge
satisfied

CHARTER COURT FINANCIAL SERVICES LIMITED

Created 17/05/2019Registered 21/05/2019Satisfied 07/10/2025
Charge
satisfied

LLOYDS BANK PLC

Created 28/06/2017Registered 11/07/2017Satisfied 17/01/2018
Charge
satisfied

LLOYDS BANK PLC

Created 30/06/2017Registered 03/07/2017Satisfied 30/03/2021
Charge
outstanding

RONALD DAVIES

Created 04/07/2014Registered 12/07/2014
Charge
satisfied

RONALD DAVIES

Created 03/06/2014Registered 13/06/2014Satisfied 19/04/2024

CompanyRankvs 26355+ SIC 41202 peers
44

Financial strength14th percentile among SIC peers · 4/25
Employees11th percentile among SIC peers · 2/15
LiquidityCurrent ratio 2.78× · 20/20
Longevity13 years trading (max 15) · 13/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength4/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees2/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity13/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/03/2025

Net Worth

-£5k

Balance sheet strength

Cash

£15k

Cash in the bank

Net Current Assets

£1.1M

Working capital

Current Assets

£1.6M

Current Liabilities

£593k

Fixed Assets

£121k

Debtors

£792k

0avg. employees-2

Tax at Year End(2023)

Corp tax£0

Balance Sheet

Intangible assets£0
Assets less current liabilities£1.2M
Prepared with CCH Software

EstimatesDerived

YearCurrent RatioImplied Profit
20252.78+£45k
20243.42-£54k
20233.01-£7k
20222.15+£23k
20215.00-£53k
20206.21

Derived from filed accounts. Not audited figures.