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Sand & Stone Developments Limited

08493596

active
Private Limited Company
Companies House
Health Score
80 / 100

Healthy

30/30
Filing
20/30
Financial
30/40
Risk
  • 6 outstanding charges (-10)

Details

LAXMI HOUSE, HARROW, HA3 0BU
Incorporated 17/04/2013

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

68100
Buying and selling of own real estate

Officers

Mr Gurdip Grover

director · Since 31/03/2023

COMPANY DIRECTOR

BRITISH · ENGLAND · Age 47

Also on 5 other boards

Persons with Significant Control

Mr Gurdip Grover

25–50% shares

British · England · Age 47

Laxmi House, 2-B Draycott Avenue, Harrow, HA3 0BU

Notified 31/03/2023

Mrs Pardeep Kaur Nagpal

25–50% shares

British · United Kingdom · Age 43

40, Alleyn Park, Southall, UB2 5QT

Notified 31/03/2023

Former PSCs

Mr Joginder Singh

Ceased 01/12/2020

Mr Narinder Singh

Ceased 01/12/2020

Mrs Pardeep Kaur Nagpal

Ceased 12/12/2020

Mr Gurdip Grover

Ceased 31/03/2023

Charges6 outstanding

Charge
outstanding

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outstanding

PARAGON BANK PLC

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Charge
outstanding

PARAGON BANK PLC

Created 13/02/2026Registered 16/02/2026
Charge
outstanding

PARAGON BANK PLC

Created 06/01/2026Registered 12/01/2026
Charge
outstanding

HABIB BANK AG ZURICH

Created 02/06/2015Registered 05/06/2015
Charge
outstanding

HABIB BANK AG ZURICH

Created 02/06/2015Registered 05/06/2015

CompanyRankvs 24907+ SIC 68100 peers
57

Financial strength95th percentile among SIC peers · 24/25
Employees60th percentile among SIC peers · 9/15
LiquidityCurrent ratio 0.79× · 6/20
Longevity13 years trading (max 15) · 13/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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24907Sand & Stone Developments Limited
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How is this score calculated?
Financial strength24/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees9/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity6/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity13/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/04/2025

Net Worth

£855k

Balance sheet strength

Cash

£19k

Cash in the bank

Net Current Assets

-£224k

Working capital

Current Assets

£826k

Current Liabilities

£1.0M

Debtors

£807k

1avg. employees

Director Loans

Company owes directors£772k

Balance Sheet

Assets less current liabilities£4.4M
Prepared with VT Final Accounts

EstimatesDerived

YearCurrent RatioImplied Profit
20250.79+£327k
20240.20+£287k
20230.22+£35k
20220.03+£133k
20210.02+£14k
20200.06-£82k
20190.06+£9k
20180.12—

Derived from filed accounts. Not audited figures.