Joy And Joe Ltd
08495654
Some Concerns
- 3 outstanding charges (-6)
Details
Compliance
Last accounts
30/04/2025
micro entity
Next accounts due
31/01/2027
Confirmation statement
Last: 25/01/2026
Due 08/02/2027
Industry
Officers
secretary · Since 19/04/2013
director · Since 19/04/2013
ENTERPRENUER
NIGERIAN · UNITED KINGDOM · Age 44
Persons with Significant Control
Cllr Adebisi Ganiat Osundeko
British · England · Age 44
64, Junction Lane, St. Helens, WA9 3JN
Notified 05/02/2021
Charges3 outstanding
TOGETHER COMMERCIAL FINANCE LIMITED
TOGETHER COMMERCIAL FINANCE LIMITED
NATIONAL WESTMINSTER BANK PLC
CompanyRankvs 107+ SIC 13200 peers40
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How is this score calculated?
Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.
Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.
Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.
One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.
Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.
Risk deductions
Outstanding charges: -10 pts
Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.
Key FinancialsYear ending 30/04/2025
Net Worth
£21k
Balance sheet strength
Cash
—
Cash in the bank
Net Current Assets
£48k
Working capital
Current Assets
£48k
Current Liabilities
—
Fixed Assets
£76k
Balance Sheet
EstimatesDerived
| Year | Current Ratio | Implied Profit |
|---|---|---|
| 2025 | — | -£2k |
| 2024 | 2.02 | -£2k |
| 2023 | 1.87 | — |
Derived from filed accounts. Not audited figures.