Sum Finance Limited
08501132
Healthy
- Negative net worth (-10)
Details
Compliance
Last accounts
30/04/2025
micro entity
Next accounts due
31/01/2027
Confirmation statement
Last: 23/04/2026
Due 07/05/2027
Industry
Officers
director · Since 23/04/2013
CHARTERED ACCOUNTANT
BRITISH · ENGLAND · Age 61
Also on 4 other boards
director · Since 22/12/2021
DIRECTOR
BRITISH · ENGLAND · Age 61
Also on 3 other boards
Former
director · Resigned 15/02/2022
Persons with Significant Control
Mr Ian Edwin Ruddock
British · England · Age 61
Victoria House Stanbridge Park, Staplefield Lane, Staplefield, RH17 6AS
Notified 24/04/2016
Change History
Active
Private Limited Company
VICTORIA HOUSE
HAYWARDS HEATH
CompanyRankvs 119771+ SIC 70229 peers43
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How is this score calculated?
Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.
Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.
Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.
One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.
Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.
Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.
Key FinancialsYear ending 30/04/2025
Net Worth
-£10k
Balance sheet strength
Cash
—
Cash in the bank
Net Current Assets
—
Working capital
Current Assets
£819
Current Liabilities
£10k
Balance Sheet
EstimatesDerived
| Year | Current Ratio | Implied Profit |
|---|---|---|
| 2025 | 0.08 | -£3k |
| 2024 | 0.33 | — |
| 2023 | 1.04 | — |
Derived from filed accounts. Not audited figures.