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Finc Architects Ltd

08518665

active
Private Limited Company
Companies House
Health Score
69 / 100

Some Concerns

25/30
Filing
10/30
Financial
34/40
Risk
  • No accounts filed in last 18 months (-5)
  • 3 outstanding charges (-6)

Details

61 NEW LONDON ROAD, CHELMSFORD, CM2 0ND
Incorporated 07/05/2013

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

71111
Architectural activities

Officers

Emma Fisher

secretary · Since 07/05/2013

Steven Fisher

director · Since 07/05/2013

ARCHITECT

BRITISH · ENGLAND · Age 45

Mrs Emma Louise Fisher

director · Since 04/07/2025

DIRECTOR

BRITISH · ENGLAND · Age 45

Also on 3 other boards

Persons with Significant Control

Mrs Emma Louise Fisher

25–50% shares

British · England · Age 45

61, New London Road, Chelmsford, CM2 0ND

Notified 06/04/2016

Mr Steven George Fisher

50–75% shares

British · United Kingdom · Age 45

61, New London Road, Chelmsford, CM2 0ND

Notified 06/04/2016

Charges3 outstanding

Charge
outstanding

NATIONAL WESTMINSTER BANK PLC

Created 06/02/2026Registered 09/02/2026
Charge
outstanding

NATIONAL WESTMINSTER BANK PLC

Created 25/11/2025Registered 28/11/2025
Charge
outstanding

YORKSHIRE BUILDING SOCIETY

Created 11/08/2021Registered 12/08/2021
Charge
satisfied

BARCLAYS BANK PLC

Created 21/08/2017Registered 25/08/2017Satisfied 15/09/2025
Charge
satisfied

BARCLAYS BANK PLC

Created 03/02/2017Registered 18/02/2017Satisfied 15/09/2025
Charge
satisfied

PARAGON BANK BUSINESS FINANCE PLC

Created 28/01/2016Registered 29/01/2016Satisfied 15/09/2025

CompanyRankvs 8469+ SIC 71111 peers
42

Financial strength96th percentile among SIC peers · 24/25
Employees0th percentile among SIC peers · 0/15
LiquidityNo balance sheet data · 0/20
Longevity13 years trading (max 15) · 13/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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8469Finc Architects Ltd
52
How is this score calculated?
Financial strength24/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees0/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity0/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity13/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/12/2024

Net Worth

£530k

Balance sheet strength

Cash

£83k

Cash in the bank

Net Current Assets

-£77k

Working capital

Current Assets

—

Current Liabilities

£701k

Fixed Assets

£1.1M

Debtors

£542k

Balance Sheet

Assets less current liabilities£973k
Signed by Steven Fisher

EstimatesDerived

YearImplied Profit
2024+£137k
2024-£51k
2023+£50k
2022+£124k
2021+£7k
2020+£21k
2019+£63k

Derived from filed accounts. Not audited figures.