Back to search

J & U Cluster Limited

08566603

active
Private Limited Company
england wales
Companies House
Health Score
86 / 100

Healthy

30/30
Filing
20/30
Financial
36/40
Risk
  • Going concern doubt noted in accounts (-10)
  • 2 outstanding charges (-4)

Details

56 NORWICH ROAD, ATTLEBOROUGH, NR17 2JX
Incorporated 12/06/2013

Compliance

Last accounts

30/09/2024

medium

Next accounts due

29/06/2026

On track

Confirmation statement

Last: 12/06/2025

Due 26/06/2026

On track

Industry

47110
Retail sale in non-specialised stores with food, beverages or tobacco predominating
47300
Retail sale of automotive fuel in specialised stores

Officers

Mr Jeyapragash Shanthiratnam

director · Since 12/06/2013

FRANCHISE MANAGER

BRITISH · UNITED KINGDOM · Age 55

Also on 4 other boards

Persons with Significant Control

Mrs Umaiyal Shanthiratnam

25–50% shares
ownership-of-shares-25-to-50-percent-as-firm
25–50% votes
voting-rights-25-to-50-percent-as-firm
Appoint directors
significant-influence-or-control-as-firm

British · United Kingdom · Age 52

56, Norwich Road, Attleborough, NR17 2JX

Notified 13/06/2017

Mr Jeyapragash Shanthiratnam

25–50% shares
25–50% votes
Appoint directors
significant-influence-or-control-as-firm

British · United Kingdom · Age 55

56, Norwich Road, Attleborough, NR17 2JX

Notified 13/06/2017

Charges2 outstanding

Charge
satisfied

LLOYDS BANK PLC

Created 23/08/2021Registered 23/08/2021Satisfied 12/09/2023
Charge
outstanding

HSBC UK BANK PLC

Created 18/06/2019Registered 21/06/2019
Charge
outstanding

HSBC BANK PLC

Created 30/08/2013Registered 31/08/2013

CompanyRankvs 1127+ SIC 47110 peers
59

Financial strength95th percentile among SIC peers · 24/25
Employees100th percentile among SIC peers · 15/15
LiquidityCurrent ratio 1.08× · 12/20
Longevity13 years trading (max 15) · 13/15
Filing complianceAll filings up to date · 15/15
Going concern doubt -10Outstanding charges -10
Show leaderboard
How is this score calculated?
Financial strength24/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees15/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity12/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity13/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Going concern doubt: -10 pts

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Going Concern Doubt

we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the company's ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue. Our responsibilities and the responsibilities of the director with respect to going concern are de

Key FinancialsYear ending 30/09/2025

Turnover

£13.6M

Annual revenue

Net Worth

£226k

Balance sheet strength

Cash

£515k

Cash in the bank

Profit Before Tax

£80k

Bottom line earnings

Net Current Assets

£104k

Working capital

Current Assets

£1.5M

Current Liabilities

£1.4M

Fixed Assets

£131k

Debtors

£528k

Cost of Sales

£10.6M

Gross Profit

£2.9M

Admin Expenses

£2.9M

Operating Profit

£97k

Profit After Tax

£62k

121avg. employees-10

Tax at Year End

Corp tax£9k
Dividends paid£146k

People Costs

Wages & salaries£2.4M
NI contributions£220k

Balance Sheet

Assets less current liabilities£235k
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20251.08-£84k
20241.26

Derived from filed accounts. Not audited figures.