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Independent Mortgage Associates (Property) Limited

08575713

active
Private Limited Company
Companies House
Health Score
84 / 100

Healthy

30/30
Filing
20/30
Financial
34/40
Risk
  • 3 outstanding charges (-6)

Details

20-22 HIGH STREET, HEMEL HEMPSTEAD, HP1 3AE
Incorporated 19/06/2013

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

68209
Other letting and operating of own or leased real estate

Officers

Mrs Liane Wade

director · Since 19/06/2013

MORTGAGE ADVISER

BRITISH · ENGLAND · Age 56

Also on 4 other boards

Mr Sam Wade

director · Since 19/06/2013

FARRIER

BRITISH · ENGLAND · Age 57

Also on 4 other boards

Persons with Significant Control

Mrs Liane Wade

25–50% shares
25–50% votes
right-to-appoint-and-remove-directors-as-firm
significant-influence-or-control-as-firm

British · England · Age 56

20-22, High Street, Hemel Hempstead, HP1 3AE

Notified 06/04/2016

Mr Sam Wade

25–50% shares
25–50% votes
right-to-appoint-and-remove-directors-as-firm
significant-influence-or-control-as-firm

British · England · Age 57

20-22, High Street, Hemel Hempstead, HP1 3AE

Notified 06/04/2016

Charges3 outstanding

Charge
outstanding

FLEET MORTGAGES LIMITED

Created 03/08/2022Registered 03/08/2022
Charge
outstanding

LLOYDS BANK PLC

Created 15/09/2014Registered 17/09/2014
Charge
outstanding

LLOYDS BANK PLC

Created 19/08/2014Registered 28/08/2014

CompanyRankvs 92036+ SIC 68209 peers
45

Financial strength86th percentile among SIC peers · 22/25
Employees18th percentile among SIC peers · 3/15
LiquidityCurrent ratio 0.01× · 2/20
Longevity13 years trading (max 15) · 13/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength22/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees3/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity2/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity13/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/09/2025

Net Worth

£315k

Balance sheet strength

Cash

£6k

Cash in the bank

Net Current Assets

-£551k

Working capital

Current Assets

£6k

Current Liabilities

£557k

Fixed Assets

£1.2M

0avg. employees

Tax at Year End

Corp tax£9k

Balance Sheet

Assets less current liabilities£680k
Prepared with Sage Accounts Production 25.0 - FRS102_2025

EstimatesDerived

YearCurrent RatioImplied Profit
20250.01+£35k
20240.00+£11k
20230.00+£8k
20220.12-£3k
20210.01+£106k
20200.02+£16k
20190.02

Derived from filed accounts. Not audited figures.