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Pure Commercial Finance Ltd

08576127

active
ltd
wales
Companies House
Health Score
83 / 100

Healthy

25/30
Filing
20/30
Financial
38/40
Risk
  • No accounts filed in last 18 months (-5)
  • 1 outstanding charge (-2)

Details

Kimberley House Ty Glas Avenue, Llanishen, Cardiff, CF14 5DX
Incorporated 19/06/2013

Compliance

Last accounts

31/12/2024

total exemption full

Next accounts due

30/09/2026

On track

Confirmation statement

Last: 04/06/2026

Due 18/06/2027

On track

Industry

74909
Other professional, scientific and technical activities

Officers

Benjamin Daniel Lloyd

director · Since 19/06/2013

British · United Kingdom · Age 41

Gareth Vaughan Morgan

director · Since 19/06/2013

British · United Kingdom · Age 45

Stuart James Mico

director · Since 16/01/2026

British · United Kingdom · Age 51

Thomas David Rowlands

director · Since 16/01/2026

British · Wales · Age 35

Persons with Significant Control

Pure Advisory Group Ltd

75–100% shares
75–100% votes
Appoint directors

Kimberley House, Ty Glas Avenue, Cardiff, CF14 5DX

Reg: 12367749 · Companies House · Limited Company By Shares

Notified 02/11/2020

Former PSCs

Mr Gareth Vaughan Morgan

Ceased 02/11/2020

Mr Benjamin Daniel Lloyd

Ceased 02/11/2020

Charges1 outstanding

Charge
outstanding

LLOYDS BANK PLC

Created 27/02/2017Registered 28/02/2017

Change History

statusactive
2026-06-04

Active

typeltd
2026-06-04

Private Limited Company

address line1Kimberley House Ty Glas Avenue
2026-06-04

KIMBERLEY HOUSE TY GLAS AVENUE

post townCardiff
2026-06-04

CARDIFF

CompanyRankvs 1070+ SIC 74909 peers
77

Financial strength94th percentile among SIC peers · 24/25
Employees97th percentile among SIC peers · 15/15
LiquidityCurrent ratio 2.09× · 20/20
Longevity13 years trading (max 15) · 13/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength24/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees15/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity13/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/12/2024

Net Worth

£367k

Balance sheet strength

Cash

£155k

Cash in the bank

Net Current Assets

£376k

Working capital

Current Assets

£720k

Current Liabilities

£345k

Fixed Assets

£19k

Debtors

£565k

13avg. employees-2

Balance Sheet

Assets less current liabilities£395k
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20242.09+£268k
20231.35

Derived from filed accounts. Not audited figures.