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South Cumbria Holdings Limited

08606450

active
Private Limited Company
Companies House
Health Score
76 / 100

Some Concerns

30/30
Filing
10/30
Financial
36/40
Risk
  • Current liabilities exceed current assets (-10)
  • 2 outstanding charges (-4)

Details

SOUTH CUMBRIA HOLDINGS LIMITED, WINDERMERE, LA23 2AB
Incorporated 11/07/2013

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

70100
Activities of head offices

Officers

Mr Paul Lewthwaite

director · Since 11/07/2013

BUILDER

BRITISH · ENGLAND · Age 74

Mrs Helen Ottilie Loney

director · Since 11/07/2013

DIRECTOR

BRITISH · ENGLAND · Age 45

Also on 4 other boards

Susan Lewthwaite

secretary · Since 11/07/2020

Mr Christopher Paul Loney

director · Since 26/05/2021

COMPANY DIRECTOR

BRITISH · ENGLAND · Age 48

Also on 4 other boards

Persons with Significant Control

Mr Christopher Paul Loney

25–50% shares
25–50% votes

British · England · Age 48

South Cumbria Holdings Limited, Broad Street, Windermere, LA23 2AB

Notified 21/10/2024

Mrs Helen Ottilie Loney

50–75% shares
50–75% votes
Appoint directors

British · England · Age 45

South Cumbria Holdings Limited, Broad Street, Windermere, LA23 2AB

Notified 21/10/2024

Former PSCs

Mr Paul Lewthwaite

Ceased 21/10/2024

Charges2 outstanding

Charge
outstanding

BARCLAYS BANK PLC

Created 31/03/2014Registered 15/04/2014
Charge
outstanding

BARCLAYS BANK PLC

Created 31/03/2014Registered 07/04/2014

CompanyRankvs 1327+ SIC 70100 peers
69

Financial strength75th percentile among SIC peers · 19/25
Employees82th percentile among SIC peers · 12/15
LiquidityCurrent ratio 2.86× · 20/20
Longevity13 years trading (max 15) · 13/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength19/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees12/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity13/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/03/2025

Net Worth

£523k

Balance sheet strength

Cash

£12k

Cash in the bank

Net Current Assets

£69k

Working capital

Current Assets

£107k

Current Liabilities

£37k

Fixed Assets

£596k

Debtors

£95k

3avg. employees

Tax at Year End(2021)

Corp tax£10k

Balance Sheet

Assets less current liabilities£665k

EstimatesDerived

YearCurrent RatioImplied Profit
20252.86-£16k
20244.53-£27k
20235.47-£64k
20224.97+£2k
20217.99+£86k
20208.46+£354k
2019250.42

Derived from filed accounts. Not audited figures.