Back to search

Carmel Jane Photography Ltd

08674446

active
Private Limited Company
Companies House
Health Score
76 / 100

Some Concerns

30/30
Filing
10/30
Financial
36/40
Risk
  • Current liabilities exceed current assets (-10)
  • 2 outstanding charges (-4)

Details

46 HULLBRIDGE ROAD, CHELMSFORD, CM3 5NG
Incorporated 03/09/2013

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

74209
Other photographic activities

Officers

Mr Neil Andrew Sweeney

director · Since 26/02/2024

COMPANY DIRECTOR

BRITISH · ENGLAND · Age 45

Also on 2 other boards

Persons with Significant Control

Cjp Sweeney Limited

75–100% shares
75–100% votes

46, Hullbridge Road, Chelmsford, CM3 5NG

Reg: 15385368 · Register Of Companies · Limited Company

Notified 26/02/2024

Former PSCs

Ms Carmel Jane Saulbrey

Ceased 01/08/2024

Carmel Saulbrey Ltd

Ceased 30/10/2025

Charges2 outstanding

Charge
outstanding

LLOYDS BANK PLC

Created 30/10/2025Registered 31/10/2025
Charge
outstanding

LLOYDS BANK PLC

Created 15/07/2025Registered 18/07/2025

CompanyRankvs 1285+ SIC 74209 peers
54

Financial strength76th percentile among SIC peers · 19/25
Employees100th percentile among SIC peers · 15/15
LiquidityCurrent ratio 0.45× · 2/20
Longevity13 years trading (max 15) · 13/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
Show leaderboard
How is this score calculated?
Financial strength19/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees15/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity2/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity13/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/08/2025

Net Worth

£19k

Balance sheet strength

Cash

£125k

Cash in the bank

Net Current Assets

-£177k

Working capital

Current Assets

£147k

Current Liabilities

£325k

Fixed Assets

£263k

Debtors

-£33k

42avg. employees+2

Tax at Year End(2021)

Corp tax£48k

Balance Sheet

Assets less current liabilities£86k
Signed by Mr Neil Sweeney 29th April 2026Prepared with Acorah Software Products - Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20250.45-£95k
20240.72-£186k
20231.56+£63k
20221.48+£120k
20211.09+£91k
20200.24
20191.52

Derived from filed accounts. Not audited figures.