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Klo Financial Services Ltd

08711328

active
Private Limited Company
Companies House
Health Score
90 / 100

Healthy

30/30
Filing
20/30
Financial
40/40
Risk

No risk factors detected.

Details

4 CLEWS ROAD, REDDITCH, B98 7ST
Incorporated 30/09/2013

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

70221
Financial management

Officers

Mr James Edward Glavey

director · Since 01/01/2021

CHARTERED FINANCIAL PLANNER

BRITISH · UNITED KINGDOM · Age 46

Also on 1 other board

Mr Eleftherios Pantelis Michael

director · Since 29/04/2021

CHARTERED FINANCIAL PLANNER

BRITISH · ENGLAND · Age 41

Persons with Significant Control

Mr John Edward Glavey

25–50% shares

British · England · Age 78

4, Clews Road, Redditch, B98 7ST

Notified 06/04/2016

Mr Mark Chris Panayides

25–50% shares

British · United Kingdom · Age 65

4, Clews Road, Redditch, B98 7ST

Notified 03/05/2018

Former PSCs

Mr Andrew Green

Ceased 27/05/2021

CompanyRankvs 236+ SIC 70221 peers
86

Financial strength92th percentile among SIC peers · 23/25
Employees98th percentile among SIC peers · 15/15
LiquidityCurrent ratio 3.11× · 20/20
Longevity13 years trading (max 15) · 13/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength23/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees15/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity13/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/09/2025

Net Worth

£247k

Balance sheet strength

Cash

£183k

Cash in the bank

Net Current Assets

£231k

Working capital

Current Assets

£340k

Current Liabilities

£109k

Fixed Assets

£21k

Debtors

£157k

9avg. employees-1

Tax at Year End(2024)

Corp tax£50k

Balance Sheet

Assets less current liabilities£251k
Signed by Mr E P Michael 5 March 2026Prepared with Acorah Software Products - Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20253.11-£15k
20242.49+£105k
20232.01+£72k
20221.64-£722
20211.49

Derived from filed accounts. Not audited figures.