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Cambria Financial Ltd

08724450

active
Private Limited Company
Companies House
Health Score
84 / 100

Healthy

30/30
Filing
20/30
Financial
34/40
Risk
  • 3 outstanding charges (-6)

Details

4 TAWE BUSINESS VILLAGE, PHOENIX WAY, SWANSEA, SA7 9LA
Incorporated 09/10/2013

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

66110
Administration of financial markets

Officers

Natasha Jane Morgan

secretary · Since 09/10/2013

Mr Andrew David Morgan

director · Since 09/10/2013

DIRECTOR

BRITISH · UNITED KINGDOM · Age 48

Also on 2 other boards

Gary Raymond Charles Waite

director · Since 09/10/2013

DIRECTOR

BRITISH · UNITED KINGDOM · Age 47

Persons with Significant Control

Mr Gary Raymond Charles Waite

25–50% shares
25–50% votes
Appoint directors

British · Wales · Age 47

Ystrad House, Market Square, Llandovery, SA20 0ET

Notified 06/04/2016

Mr Andrew David Morgan

25–50% shares
25–50% votes
Appoint directors

British · United Kingdom · Age 48

Ystrad House, Market Square, Llandovery, SA20 0ET

Notified 06/04/2016

Charges3 outstanding

Charge
outstanding

BARCLAYS SECURITY TRUSTEE LIMITED

Created 26/06/2025Registered 26/06/2025
Charge
outstanding

BARCLAYS SECURITY TRUSTEE LIMITED

Created 10/07/2020Registered 14/07/2020
Charge
outstanding

DBW INVESTMENTS (10) LIMITED

Created 04/05/2020Registered 05/05/2020

CompanyRankvs 242+ SIC 66110 peers
57

Financial strength94th percentile among SIC peers · 24/25
Employees89th percentile among SIC peers · 13/15
LiquidityCurrent ratio 0.15× · 2/20
Longevity13 years trading (max 15) · 13/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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242Cambria Financial Ltd
66
How is this score calculated?
Financial strength24/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees13/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity2/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity13/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/10/2025

Net Worth

£715k

Balance sheet strength

Cash

£3k

Cash in the bank

Net Current Assets

-£484k

Working capital

Current Assets

£86k

Current Liabilities

£570k

Fixed Assets

£2.0M

Debtors

£83k

3avg. employees+1

Balance Sheet

Intangible assets£1.8M
Assets less current liabilities£1.5M
Prepared with Sage Accounts Production Advanced 2024 - FRS102_2024

EstimatesDerived

YearCurrent RatioImplied Profit
20250.15-£165k
20240.10+£64k
20230.13+£799k
20220.92+£12k
20211.20-£22k
20202.73-£43k
20191.73+£59k
20181.13—

Derived from filed accounts. Not audited figures.