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Sap Investments Limited

08799078

active
ltd
england wales
Companies House
Health Score
70 / 100

Some Concerns

30/30
Filing
10/30
Financial
30/40
Risk
  • Current liabilities exceed current assets (-10)
  • 12 outstanding charges (-10)

Details

Wallace House, 20 Birmingham Road, Walsall, WS1 2LT
Incorporated 02/12/2013

Compliance

Last accounts

31/12/2025

total exemption full

Next accounts due

30/09/2027

On track

Confirmation statement

Last: 02/12/2025

Due 16/12/2026

On track

Industry

68209
Other letting and operating of own or leased real estate

Officers

Mrs Raminder Khera

director · Since 02/12/2013

DIRECTOR

BRITISH · ENGLAND · Age 75

Also on 1 other board

Dr Preeti Khera

director · Since 16/10/2025

DIRECTOR

BRITISH · ENGLAND · Age 44

Raminder Khera

director · Since 02/12/2013

British · England · Age 75

Preeti Khera

director · Since 16/10/2025

British · England · Age 44

Former

Simrat Kaur Khera

director · Resigned 16/10/2025

Persons with Significant Control

Former PSCs

Mrs Raminder Khera

Ceased 12/05/2021

Charges12 outstanding

Charge
outstanding

NATIONAL WESTMINSTER BANK PLC

Created 13/02/2025Registered 19/02/2025
Charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 07/02/2025Registered 12/02/2025Satisfied 07/03/2025
Charge
outstanding

NATIONAL WESTMINSTER BANK PLC

Created 19/09/2023Registered 05/10/2023
Charge
outstanding

NATIONAL WESTMINSTER BANK PLC

Created 11/07/2022Registered 15/07/2022
Charge
outstanding

NATIONAL WESTMINSTER BANK PLC

Created 26/03/2021Registered 31/03/2021
Charge
outstanding

NATIONAL WESTMINSTER BANK PLC

Created 22/10/2019Registered 01/11/2019
Charge
outstanding

NATIONAL WESTMINSTER BANK PLC

Created 21/05/2019Registered 24/05/2019
Charge
outstanding

NATIONAL WESTMINSTER BANK PLC

Created 21/05/2019Registered 24/05/2019
Charge
outstanding

NATIONAL WESTMINSTER BANK PLC

Created 08/01/2018Registered 16/01/2018
Charge
outstanding

NATIONAL WESTMINSTER BANK PLC

Created 09/11/2016Registered 10/11/2016
Charge
outstanding

NATIONAL WESTMINSTER BANK PLC

Created 17/10/2016Registered 20/10/2016
Charge
outstanding

NATIONAL WESTMINSTER BANK PLC

Created 15/07/2015Registered 27/07/2015
Charge
outstanding

NATIONAL WESTMINSTER BANK PLC

Created 01/07/2015Registered 09/07/2015

Change History

status → active
2026-07-08

Active

type → ltd
2026-07-08

Private Limited Company

address line1 → Wallace House
2026-07-08

WALLACE HOUSE

post town → Walsall
2026-07-08

WALSALL

CompanyRankvs 46954+ SIC 68209 peers
56

Financial strength97th percentile among SIC peers · 24/25
Employees77th percentile among SIC peers · 12/15
LiquidityCurrent ratio 0.03× · 2/20
Longevity13 years trading (max 15) · 13/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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46954Sap Investments Limited
65
How is this score calculated?
Financial strength24/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees12/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity2/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity13/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/12/2025

Net Worth

£2.8M

Balance sheet strength

Cash

£252k

Cash in the bank

Net Current Assets

-£9.3M

Working capital

Current Assets

£327k

Current Liabilities

£9.6M

Fixed Assets

£15.3M

Debtors

£74k

2avg. employees

Balance Sheet

Bank loans & overdrafts£4.4M
Assets less current liabilities£6.0M
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20250.03+£0
20250.03+£660k
20240.06+£453k
20230.08—

Derived from filed accounts. Not audited figures.