Substantia Portfolio Limited
08846544
Some Concerns
- Current liabilities exceed current assets (-10)
- 7 outstanding charges (-10)
Details
Compliance
Last accounts
31/03/2025
total exemption full
Next accounts due
31/12/2026
Confirmation statement
Last: 21/04/2026
Due 05/05/2027
Industry
Officers
Persons with Significant Control
Mr Daniel Richard Mumford
British · England · Age 47
Unit 6, Basset Court, Loake Close, Northampton, NN4 5EZ
Notified 10/02/2022
Mrs Emma Louise Mumford
British · United Kingdom · Age 47
Unit 6, Basset Court, Loake Close, Northampton, NN4 5EZ
Notified 10/02/2022
Former PSCs
Mr Daniel Richard Mumford
Ceased 31/07/2016
Mrs Emma Louise Mumford
Ceased 31/07/2016
Grange Portfolio Holdings Limited
Ceased 10/02/2022
Charges7 outstanding
PARATUS AMC LIMITED
PARATUS AMC LIMITED
PARATUS AMC LIMITED
KEYSTONE PROPERTY FINANCE LIMITED
KEYSTONE PROPERTY FINANCE LIMITED
ALDERMORE BANK PLC
ALDERMORE BANK PLC
ALDERMORE BANK PLC
HSBC BANK PLC
HSBC BANK PLC
Change History
Active
Private Limited Company
UNIT 6, BASSET COURT LOAKE CLOSE
NORTHAMPTON
CompanyRankvs 56892+ SIC 68209 peers56
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How is this score calculated?
Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.
Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.
Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.
One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.
Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.
Risk deductions
Outstanding charges: -10 pts
Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.
Key FinancialsYear ending 31/03/2025
Net Worth
£282k
Balance sheet strength
Cash
£4k
Cash in the bank
Net Current Assets
-£3k
Working capital
Current Assets
£4k
Current Liabilities
£7k
Fixed Assets
£805k
Debtors
£895
Balance Sheet
EstimatesDerived
| Year | Current Ratio | Implied Profit |
|---|---|---|
| 2025 | 0.61 | +£57k |
| 2024 | 1.22 | +£24k |
| 2023 | 12.06 | +£5k |
| 2022 | 63.82 | -£16k |
| 2021 | 0.09 | — |
Derived from filed accounts. Not audited figures.