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Fine Build Homes Limited

08948008

active
Private Limited Company
Companies House
Health Score
98 / 100

Healthy

30/30
Filing
30/30
Financial
38/40
Risk
  • 1 outstanding charge (-2)

Details

11 PURDEYS WAY, ROCHFORD, SS4 1ND
Incorporated 19/03/2014

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

41100
Development of building projects
41202
Construction of domestic buildings

Officers

Mr Jody Elliott Pearmain

director · Since 19/03/2014

DIRECTOR

BRITISH · ENGLAND · Age 51

Also on 4 other boards

Mrs Lori Macconnel Pearmain

director · Since 19/03/2014

DIRECTOR

BRITISH · ENGLAND · Age 43

Persons with Significant Control

Mr Jody Elliott Pearmain

25–50% shares

British · England · Age 51

11 Purdeys Way, Purdeys Way, Rochford, SS4 1ND

Notified 22/04/2023

Former PSCs

Mr Tyler Ross Pearmain

Ceased 05/04/2020

Mr Tyler Ross Pearmain

Ceased 12/02/2023

Charges1 outstanding

Charge
satisfied

GFS 1 LTD

Created 26/02/2021Registered 01/03/2021Satisfied 26/05/2022
Charge
outstanding

PCF BANK LIMITED

Created 23/02/2021Registered 25/02/2021
Charge
satisfied

MT FINANCE LIMITED

Created 28/05/2019Registered 29/05/2019Satisfied 20/03/2025
Charge
satisfied

UNITED TRUST BANK LIMITED

Created 03/07/2018Registered 03/07/2018Satisfied 18/01/2021
Charge
satisfied

UNITED TRUST BANK LIMITED

Created 03/07/2018Registered 03/07/2018Satisfied 18/01/2021
Charge
satisfied

BRIDGING LOANS LIMITED

Created 25/09/2014Registered 07/10/2014Satisfied 08/05/2018

CompanyRankvs 20995+ SIC 41100 peers
52

Financial strength52th percentile among SIC peers · 13/25
Employees68th percentile among SIC peers · 10/15
LiquidityCurrent ratio 1.15× · 12/20
Longevity12 years trading (max 15) · 12/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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20995Fine Build Homes Limited
62
How is this score calculated?
Financial strength13/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees10/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity12/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity12/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/03/2025

Turnover

£40k

Annual revenue

Net Worth

£753

Balance sheet strength

Cash

£852

Cash in the bank

Profit Before Tax

£7k

Bottom line earnings

Net Current Assets

£48k

Working capital

Current Assets

£367k

Current Liabilities

£319k

Debtors

£479

Gross Profit

£40k

Admin Expenses

£32k

Operating Profit

£8k

Profit After Tax

£6k

2avg. employees+2

Tax at Year End

Corp tax£130

Balance Sheet

Assets less current liabilities£48k
Prepared with Sage Accounts Production Advanced 2023 - FRS102_2023

EstimatesDerived

YearCurrent RatioImplied Profit
20251.15—
20241.13-£7k
20231.15+£12k
20221.11—
20211.15—
20201.00—
20191.00—

Derived from filed accounts. Not audited figures.