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Inspoda Limited

08988568

active
Private Limited Company
Companies House
Health Score
82 / 100

Healthy

30/30
Filing
20/30
Financial
32/40
Risk
  • 4 outstanding charges (-8)

Details

LOCKSBROOK CEMETERY LODGE LOCKSBROOK CEMETERY LODGE, BATH, BA1 3DQ
Incorporated 09/04/2014

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

68100
Buying and selling of own real estate
68209
Other letting and operating of own or leased real estate

Officers

Dr Janet Katherine Fernihough

director · Since 09/04/2014

MANAGER

BRITISH · ENGLAND · Age 55

Dr Andrew Mark Fernihough

director · Since 19/04/2017

TEACHER

BRITISH · ENGLAND · Age 56

Also on 1 other board

Persons with Significant Control

Dr Janet Katherine Fernihough

25–50% shares

British · England · Age 55

Locksbrook Cemetery Lodge, Locksbrook Cemetery Lodge, Bath, BA1 3DQ

Notified 09/04/2016

Dr Andrew Mark Fernihough

25–50% shares

British · England · Age 56

Locksbrook Cemetery Lodge, Locksbrook Cemetery Lodge, Bath, BA1 3DQ

Notified 19/04/2017

Charges4 outstanding

Charge
outstanding

THE MORTGAGE WORKS (UK) PLC

Created 09/12/2020Registered 18/12/2020
Charge
outstanding

PARAGON BANK PLC · PARAGON MORTGAGES (2010) LIMITED

Created 27/07/2018Registered 31/07/2018
Charge
outstanding

PARAGON BANK PLC

Created 27/07/2018Registered 27/07/2018
Charge
outstanding

ONESAVINGS BANK PLC

Created 13/10/2017Registered 19/10/2017

CompanyRankvs 26786+ SIC 68100 peers
52

Financial strength82th percentile among SIC peers · 21/25
Employees81th percentile among SIC peers · 12/15
LiquidityCurrent ratio 0.03× · 2/20
Longevity12 years trading (max 15) · 12/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength21/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees12/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity2/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity12/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/04/2025

Net Worth

£70k

Balance sheet strength

Cash

£5k

Cash in the bank

Net Current Assets

-£149k

Working capital

Current Assets

£5k

Current Liabilities

£155k

Fixed Assets

£660k

2avg. employees

Tax at Year End(2024)

Corp tax£3k

Director Loans

Company owes directors£154k

Balance Sheet

Assets less current liabilities£511k
Signed by Dr Andrew Fernihough 24/09/2025Prepared with Acorah Software Products - Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20250.03+£20k
20240.04+£6k
20230.07+£11k
20220.09+£7k
20210.04+£140
20200.08+£3k
20190.06+£27k
20180.57

Derived from filed accounts. Not audited figures.