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V-Financial Ltd

09097360

active
Private Limited Company
Companies House
Health Score
83 / 100

Healthy

25/30
Filing
20/30
Financial
38/40
Risk
  • No accounts filed in last 18 months (-5)
  • 1 outstanding charge (-2)

Details

GRESLEY HOUSE, DONCASTER, DN4 5HX
Incorporated 23/06/2014

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

70221
Financial management

Officers

Andrew Vipond

director · Since 23/06/2014

FINANCIAL ADVISOR

BRITISH · ENGLAND · Age 37

Persons with Significant Control

Andrew Vipond

75–100% shares
75–100% votes
Appoint directors

British · England · Age 37

Gresley House, Ten Pound Walk, Doncaster, DN4 5HX

Notified 15/12/2016

Charges1 outstanding

Charge
outstanding

QUILTER FINANCIAL PLANNING LIMITED

Created 31/08/2022Registered 01/09/2022
Charge
satisfied

BARCLAYS SECURITY TRUSTEE LIMITED

Created 15/09/2021Registered 17/09/2021Satisfied 26/08/2022

CompanyRankvs 4227+ SIC 70221 peers
58

Financial strength91th percentile among SIC peers · 23/25
Employees15th percentile among SIC peers · 2/15
LiquidityCurrent ratio 1.98× · 16/20
Longevity12 years trading (max 15) · 12/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength23/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees2/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity16/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity12/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/06/2024

Net Worth

£226k

Balance sheet strength

Cash

Cash in the bank

Net Current Assets

£226k

Working capital

Current Assets

£456k

Current Liabilities

£230k

-1avg. employees-4

Balance Sheet

Assets less current liabilities£226k
Prepared with v2025.41.1 micro_entity_frs_105_v1_1_2 filing

EstimatesDerived

YearCurrent RatioImplied Profit
20241.98-£69k
20234.30-£13k
20223.99+£94k
20213.44+£44k
20206.22-£92
20197.61-£13k
20185.65

Derived from filed accounts. Not audited figures.