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E & M Family Ltd

09108868

active
Private Limited Company
england wales
Companies House
Health Score
78 / 100

Some Concerns

30/30
Filing
10/30
Financial
38/40
Risk
  • Current liabilities exceed current assets (-10)
  • 1 outstanding charge (-2)

Details

UNIT 2 SECOND FLOOR, NEW MALDEN, KT3 4BY
Incorporated 30/06/2014

Compliance

Last accounts

30/06/2025

micro entity

Next accounts due

31/03/2027

On track

Confirmation statement

Last: 30/06/2026

Due 14/07/2027

On track

Industry

68100
Buying and selling of own real estate
68209
Other letting and operating of own or leased real estate

Officers

Mr Kin Sang Chao

director · Since 30/06/2014

DIRECTOR

BRITISH · ENGLAND · Age 56

Also on 11 other boards

Ms Wing Yee May Lo

director · Since 30/06/2014

DIRECTOR

BRITISH · ENGLAND · Age 60

Also on 2 other boards

Persons with Significant Control

Mr Kin Sang Chao

25–50% shares

British · England · Age 56

Unit 2 Second Floor, 39-41 High Street, New Malden, KT3 4BY

Notified 01/05/2016

Charges1 outstanding

Charge
outstanding

ALDERMORE BANK PLC

Created 04/08/2022Registered 05/08/2022
Charge
satisfied

PARAGON BANK PLC

Created 13/06/2017Registered 26/06/2017Satisfied 30/01/2023
Charge
satisfied

PARAGON BANK PLC · PARAGON MORTGAGES (2010) LIMITED

Created 13/06/2017Registered 26/06/2017Satisfied 30/01/2023

CompanyRankvs 4213+ SIC 68100 peers
71

Financial strength76th percentile among SIC peers · 19/25
Employees99th percentile among SIC peers · 15/15
LiquidityCurrent ratio 4.08× · 20/20
Longevity12 years trading (max 15) · 12/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength19/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees15/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity12/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/06/2025

Net Worth

£33k

Balance sheet strength

Cash

—

Cash in the bank

Net Current Assets

£27k

Working capital

Current Assets

£35k

Current Liabilities

£9k

Fixed Assets

£351k

5avg. employees

Balance Sheet

Assets less current liabilities£378k
Prepared with Companies House

EstimatesDerived

YearCurrent RatioImplied Profit
20254.08-£3k
20245.08+£5k
202347.73—

Derived from filed accounts. Not audited figures.