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E & M Family Ltd

09108868

active
Private Limited Company
Companies House
Health Score
78 / 100

Some Concerns

30/30
Filing
10/30
Financial
38/40
Risk
  • Current liabilities exceed current assets (-10)
  • 1 outstanding charge (-2)

Details

UNIT 2 SECOND FLOOR, NEW MALDEN, KT3 4BY
Incorporated 30/06/2014

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

68100
Buying and selling of own real estate
68209
Other letting and operating of own or leased real estate

Officers

Mr Kin Sang Chao

director · Since 30/06/2014

DIRECTOR

BRITISH · ENGLAND · Age 56

Also on 11 other boards

Ms Wing Yee May Lo

director · Since 30/06/2014

DIRECTOR

BRITISH · ENGLAND · Age 60

Also on 2 other boards

Persons with Significant Control

Mr Kin Sang Chao

25–50% shares

British · England · Age 56

Unit 2 Second Floor, 39-41 High Street, New Malden, KT3 4BY

Notified 01/05/2016

Charges1 outstanding

Charge
outstanding

ALDERMORE BANK PLC

Created 04/08/2022Registered 05/08/2022
Charge
satisfied

PARAGON BANK PLC

Created 13/06/2017Registered 26/06/2017Satisfied 30/01/2023
Charge
satisfied

PARAGON BANK PLC · PARAGON MORTGAGES (2010) LIMITED

Created 13/06/2017Registered 26/06/2017Satisfied 30/01/2023

CompanyRankvs 4125+ SIC 68100 peers
71

Financial strength76th percentile among SIC peers · 19/25
Employees99th percentile among SIC peers · 15/15
LiquidityCurrent ratio 4.08× · 20/20
Longevity12 years trading (max 15) · 12/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength19/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees15/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity12/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/06/2025

Net Worth

£33k

Balance sheet strength

Cash

Cash in the bank

Net Current Assets

£27k

Working capital

Current Assets

£35k

Current Liabilities

£9k

Fixed Assets

£351k

5avg. employees

Balance Sheet

Assets less current liabilities£378k
Prepared with Companies House

EstimatesDerived

YearCurrent RatioImplied Profit
20254.08-£3k
20245.08+£5k
202347.73

Derived from filed accounts. Not audited figures.