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Fluffles Finance Ltd

09121648

active
Private Limited Company
Companies House
Health Score
90 / 100

Healthy

30/30
Filing
20/30
Financial
40/40
Risk

No risk factors detected.

Details

36 WEST HILL, HITCHIN, SG5 2HY
Incorporated 08/07/2014

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

64991
Security dealing on own account

Officers

Michael D'Souza

secretary · Since 08/07/2014

Also on 1 other board

Michael D'Souza

director · Since 08/07/2014

CONSULTANT

BRITISH · UNITED KINGDOM · Age 65

Also on 1 other board

Lesley Hilton

director · Since 08/07/2014

MEDICAL SECRETARY

BRITISH · UNITED KINGDOM · Age 67

Persons with Significant Control

Mr Michael Ronald D' Souza

50–75% shares

British · England · Age 65

36, West Hill, Hitchin, SG5 2HY

Notified 06/04/2016

Former PSCs

Mrs Lesley Ann Hilton

Ceased 01/01/2026

CompanyRankvs 515+ SIC 64991 peers
70

Financial strength76th percentile among SIC peers · 19/25
Employees78th percentile among SIC peers · 12/15
LiquidityCurrent ratio 1.27× · 12/20
Longevity12 years trading (max 15) · 12/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength19/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees12/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity12/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity12/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/07/2025

Net Worth

£162k

Balance sheet strength

Cash

£31k

Cash in the bank

Net Current Assets

£162k

Working capital

Current Assets

£768k

Current Liabilities

£607k

2avg. employees

Balance Sheet

Assets less current liabilities£162k
Prepared with Sage Accounts Production 25.0 - FRS102_2025

EstimatesDerived

YearCurrent RatioImplied Profit
20251.27+£57k
20241.17+£27k
20231.14-£89k
20221.31+£15k
20211.28

Derived from filed accounts. Not audited figures.