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Cert Investments Limited

09139801

active
Private Limited Company
Companies House
Health Score
84 / 100

Healthy

30/30
Filing
20/30
Financial
34/40
Risk
  • 3 outstanding charges (-6)

Details

HILTON HOUSE, MANCHESTER, M1 2EH
Incorporated 21/07/2014

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

68100
Buying and selling of own real estate

Officers

Mr Howard Barry Philip Lord

director · Since 21/07/2014

COMPANY DIRECTOR

BRITISH · ENGLAND · Age 42

Also on 3 other boards

Persons with Significant Control

Mr Howard Barry Philip Lord

75–100% shares
75–100% votes
Appoint directors

British · England · Age 42

Hilton House, 26 - 28 Hilton Street, Manchester, M1 2EH

Notified 01/08/2021

Former PSCs

Mr Howard Barry Philip Lord

Ceased 23/07/2019

Cert Property Group Limited

Ceased 01/08/2021

Charges3 outstanding

Charge
outstanding

MS LENDING SPV 1 LIMITED

Created 24/03/2025Registered 08/04/2025
Charge
outstanding

MS LENDING SPV 1 LIMITED

Created 24/03/2025Registered 08/04/2025
Charge
outstanding

CHARTER COURT FINANCIAL SERVICES LIMITED

Created 21/07/2023Registered 08/08/2023
Charge
satisfied

SVENSKA HANDELSBANKEN AB (PUBL)

Created 06/06/2018Registered 14/06/2018Satisfied 25/01/2023
Charge
satisfied

SVENSKA HANDELSBANKEN AB (PUBL)

Created 13/10/2017Registered 27/10/2017Satisfied 25/01/2023
Charge
satisfied

SVENSKA HANDELSBANKEN AB (PUBL)

Created 13/10/2017Registered 27/10/2017Satisfied 25/01/2023

CompanyRankvs 23174+ SIC 68100 peers
55

Financial strength90th percentile among SIC peers · 23/25
Employees19th percentile among SIC peers · 3/15
LiquidityCurrent ratio 1.12× · 12/20
Longevity12 years trading (max 15) · 12/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength23/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees3/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity12/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity12/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/07/2025

Net Worth

£270k

Balance sheet strength

Cash

£816

Cash in the bank

Net Current Assets

£43k

Working capital

Current Assets

£419k

Current Liabilities

£375k

Fixed Assets

£227k

Debtors

£106k

0avg. employees

Balance Sheet

Assets less current liabilities£270k
Signed by 09139801 2024-08-01 2025-07-31 09139801 2025-07-31 09139801 bus:OrdinaryShareClass1 2025-07-31 09139801 core:FinancialAsPrepared with Digita Accounts Production Advanced

EstimatesDerived

YearCurrent RatioImplied Profit
20251.12+£69k
20240.93-£18k
20230.73-£13k
20220.26+£279k
20210.35-£260k
20200.28+£215k
20190.08-£1k
20180.09

Derived from filed accounts. Not audited figures.