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Mcternan Financial Limited

09168296

active
Private Limited Company
Companies House
Health Score
88 / 100

Healthy

30/30
Filing
20/30
Financial
38/40
Risk
  • 1 outstanding charge (-2)

Details

PROSPECT HOUSE, REDDITCH, B97 4DJ
Incorporated 08/08/2014

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

70221
Financial management

Officers

Mrs Kathrine Rosemary Mcternan

director · Since 27/05/2015

DIRECTOR

BRITISH · ENGLAND · Age 39

Also on 1 other board

Persons with Significant Control

The Mortgage Advice Group Limited

75–100% shares
75–100% votes
Appoint directors

Prospect House, Church Green West, Redd, B97 4DJ

Reg: 12440906 · Uk Register Of Companies · Limited Company

Notified 04/02/2020

Former PSCs

Mrs Katherine Rosemary Mcternan

Ceased 04/02/2020

Charges1 outstanding

Charge
outstanding

NATIONAL WESTMINSTER BANK PLC

Created 17/07/2020Registered 22/07/2020

CompanyRankvs 4571+ SIC 70221 peers
52

Financial strength83th percentile among SIC peers · 21/25
Employees15th percentile among SIC peers · 2/15
LiquidityCurrent ratio 1.12× · 12/20
Longevity12 years trading (max 15) · 12/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength21/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees2/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity12/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity12/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/03/2025

Net Worth

£79k

Balance sheet strength

Cash

£170k

Cash in the bank

Net Current Assets

£31k

Working capital

Current Assets

£286k

Current Liabilities

£256k

Fixed Assets

£98k

Debtors

£117k

0avg. employees-14

Balance Sheet

Assets less current liabilities£129k
Prepared with CCH Software

EstimatesDerived

YearCurrent RatioImplied Profit
20251.12+£21k
20241.17-£4k
20231.29

Derived from filed accounts. Not audited figures.