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Spindleloch Limited

09172189

active
ltd
england wales
Companies House
Health Score
76 / 100

Some Concerns

30/30
Filing
10/30
Financial
36/40
Risk
  • Current liabilities exceed current assets (-10)
  • 2 outstanding charges (-4)

Details

Universal Square Building 5, 5th Floor, Devonshire Street North, Manchester, M12 6JH
Incorporated 12/08/2014

Compliance

Last accounts

31/03/2025

total exemption full

Next accounts due

31/12/2026

On track

Confirmation statement

Last: 01/08/2025

Due 15/08/2026

On track

Industry

68209
Other letting and operating of own or leased real estate

Officers

Carol Allen

director · Since 12/08/2014

British · United Kingdom · Age 63

Benjamin Graham Eades

director · Since 01/02/2017

British · England · Age 44

William David Tracey

director · Since 13/10/2022

British · England · Age 43

Former

Graham Edward Lake

director · Resigned 19/04/2017

Persons with Significant Control

Mrs Carol Allen

voting-rights-75-to-100-percent-as-trust
right-to-appoint-and-remove-directors-as-trust

British · England · Age 63

Universal Square, Building 5, 5th Floor, Manchester, M12 6JH

Notified 30/08/2019

Mr Benjamin Graham Eades

voting-rights-75-to-100-percent-as-trust
right-to-appoint-and-remove-directors-as-trust

British · England · Age 44

Universal Square, Building 5, 5th Floor, Manchester, M12 6JH

Notified 30/08/2019

Former PSCs

Mr Aneel Mussarat

Ceased 04/09/2025

Mrs Naeem Kauser

Ceased 04/09/2025

Charges2 outstanding

Charge
outstanding

AL RAYAN BANK PLC

Created 20/10/2025Registered 21/10/2025
Charge
outstanding

AL RAYAN BANK PLC

Created 20/10/2025Registered 21/10/2025
Charge
satisfied

CAMBRIDGE & COUNTIES BANK LIMITED

Created 03/06/2019Registered 04/06/2019Satisfied 17/03/2022
Charge
satisfied

CAMBRIDGE & COUNTIES BANK LIMITED

Created 03/06/2019Registered 04/06/2019Satisfied 27/01/2022
Charge
satisfied

TOGETHER COMMERCIAL FINANCE LIMITED

Created 02/05/2019Registered 09/05/2019Satisfied 27/06/2019
Charge
satisfied

TOGETHER COMMERCIAL FINANCE LIMITED

Created 02/05/2019Registered 09/05/2019Satisfied 27/06/2019
Charge
satisfied

CAMBRIDGE & COUNTIES BANK LIMITED

Created 26/11/2015Registered 02/12/2015Satisfied 26/04/2018

Change History

officer appointedALLEN, Carol
2026-06-10
officer appointedEADES, Benjamin Graham
2026-06-10
officer appointedTRACEY, William David
2026-06-10
statusactive
2026-06-10

Active

post townManchester
2026-06-10

MANCHESTER

typeltd
2026-06-10

Private Limited Company

address line1Universal Square Building 5, 5th Floor
2026-06-10

UNIVERSAL SQUARE, BUILDING 2, 3RD FLOOR

CompanyRankvs 33585+ SIC 68209 peers
60

Financial strength36th percentile among SIC peers · 9/25
Employees93th percentile among SIC peers · 14/15
LiquidityCurrent ratio 2.72× · 20/20
Longevity12 years trading (max 15) · 12/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength9/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees14/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity12/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/03/2025

Net Worth

£100

Balance sheet strength

Cash

£6k

Cash in the bank

Net Current Assets

£98k

Working capital

Current Assets

£154k

Current Liabilities

£57k

Debtors

£149k

Profit After Tax

£4k

3avg. employees

Balance Sheet

Assets less current liabilities£98k
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20252.72
20242.64
20232.58
20222.74+£97k
20210.15-£86k
20200.18-£192k
201948.74

Derived from filed accounts. Not audited figures.