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Chance Finance Ltd

09211952

active
Private Limited Company
Companies House
Health Score
65 / 100

Some Concerns

25/30
Filing
10/30
Financial
30/40
Risk
  • No accounts filed in last 18 months (-5)
  • Current liabilities exceed current assets (-10)
  • 22 outstanding charges (-10)

Details

MOUNT PLEASANT BUSINESS CENTRE MOUNT PLEASANT CAMPUS, SWANSEA, SA1 6ED
Incorporated 10/09/2014

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

68100
Buying and selling of own real estate
68209
Other letting and operating of own or leased real estate

Officers

Mr Jonathan Chan

director · Since 10/09/2014

DIRECTOR

BRITISH · WALES · Age 40

Also on 5 other boards

Persons with Significant Control

Mr Jonathan Chan

75–100% shares
75–100% votes
Appoint directors

British · Wales · Age 40

Mount Pleasant Business Centre, Mount Pleasant Campus, Swansea, SA1 6ED

Notified 06/04/2016

Charges22 outstanding

Charge
outstanding

SHAWBROOK BANK LIMITED

Created 25/10/2022Registered 26/10/2022
Charge
outstanding

LENDINVEST BTL LIMITED

Created 16/03/2022Registered 16/03/2022
Charge
outstanding

LENDINVEST BTL LIMITED

Created 16/03/2022Registered 16/03/2022
Charge
outstanding

LENDINVEST BTL LIMITED

Created 25/02/2022Registered 25/02/2022
Charge
outstanding

LENDINVEST BTL LIMITED

Created 25/02/2022Registered 25/02/2022
Charge
outstanding

LENDINVEST BTL LIMITED

Created 25/02/2022Registered 25/02/2022
Charge
outstanding

LENDINVEST BTL LIMITED

Created 25/02/2022Registered 25/02/2022
Charge
outstanding

SHAWBROOK BANK LIMITED

Created 08/03/2018Registered 14/03/2018
Charge
outstanding

SHAWBROOK BANK LIMITED

Created 27/03/2017Registered 28/03/2017
Charge
outstanding

ONESAVINGS BANK PLC

Created 21/03/2017Registered 21/03/2017
Charge
outstanding

SHAWBROOK BANK LIMITED

Created 29/06/2016Registered 01/07/2016
Charge
outstanding

SHAWBROOK BANK LIMITED

Created 29/06/2016Registered 01/07/2016
Charge
outstanding

SHAWBROOK BANK LIMITED

Created 29/06/2016Registered 01/07/2016
Charge
outstanding

SHAWBROOK BANK LIMITED

Created 13/01/2016Registered 14/01/2016
Charge
outstanding

SHAWBROOK BANK LIMITED

Created 05/06/2015Registered 15/06/2015
Charge
outstanding

SHAWBROOK BANK LIMITED

Created 05/06/2015Registered 15/06/2015
Charge
outstanding

SHAWBROOK BANK LIMITED

Created 05/06/2015Registered 15/06/2015
Charge
outstanding

SHAWBROOK BANK LIMITED

Created 05/06/2015Registered 15/06/2015
Charge
outstanding

SHAWBROOK BANK LIMITED

Created 05/06/2015Registered 15/06/2015
Charge
outstanding

SHAWBROOK BANK LIMITED

Created 05/06/2015Registered 15/06/2015
Charge
outstanding

SHAWBROOK BANK LIMITED

Created 05/06/2015Registered 15/06/2015
Charge
outstanding

SHAWBROOK BANK LIMITED

Created 05/06/2015Registered 15/06/2015

CompanyRankvs 23593+ SIC 68100 peers
54

Financial strength93th percentile among SIC peers · 23/25
Employees81th percentile among SIC peers · 12/15
LiquidityCurrent ratio 0.41× · 2/20
Longevity12 years trading (max 15) · 12/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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23593Chance Finance Ltd
64
How is this score calculated?
Financial strength23/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees12/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity2/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity12/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/09/2024

Net Worth

£443k

Balance sheet strength

Cash

£9k

Cash in the bank

Net Current Assets

-£260k

Working capital

Current Assets

£181k

Current Liabilities

£441k

Fixed Assets

£1.9M

Debtors

£172k

2avg. employees

Balance Sheet

Bank loans & overdrafts£1.1M
Assets less current liabilities£1.6M
Prepared with Taxfiler

EstimatesDerived

YearCurrent RatioImplied Profit
20240.41+£7k
20231.40—

Derived from filed accounts. Not audited figures.