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St. Nicolas Limited

09235809

active
Private Limited Company
Companies House
Health Score
76 / 100

Some Concerns

30/30
Filing
10/30
Financial
36/40
Risk
  • Current liabilities exceed current assets (-10)
  • 2 outstanding charges (-4)

Details

ADMIRAL HOUSE, BRIERLEY HILL, DY5 1XG
Incorporated 25/09/2014

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

46499
46499

Officers

Mr Andrew John Marcus Cripwell

director · Since 25/09/2014

ENGINEER

BRITISH · ENGLAND · Age 63

Also on 9 other boards

Miranda Jane Gwyneth Cripwell

director · Since 11/03/2015

DIRECTOR

BRITISH · UNITED KINGDOM · Age 59

Also on 1 other board

Persons with Significant Control

Overtowan Limited

75–100% shares
75–100% votes
Appoint directors

Admiral House, Level Street, Brierley Hill, DY5 1XG

Reg: 15321152 · Companies House · Private Company Limited By Shares

Notified 12/03/2024

Former PSCs

Mr David Hugh Campbell Abbott

Ceased 12/03/2024

Mr Andrew John Marcus Cripwell

Ceased 12/03/2024

Charges2 outstanding

Charge
outstanding

LLOYDS BANK PLC

Created 08/01/2025Registered 16/01/2025
Charge
outstanding

LLOYDS BANK PLC

Created 08/01/2025Registered 16/01/2025
Charge
satisfied

HSBC UK BANK PLC

Created 25/03/2024Registered 26/03/2024Satisfied 18/12/2024
Charge
satisfied

HSBC BANK PLC

Created 26/11/2014Registered 27/11/2014Satisfied 04/09/2023

CompanyRankvs 231+ SIC 46499 peers
75

Financial strength95th percentile among SIC peers · 24/25
Employees91th percentile among SIC peers · 14/15
LiquidityCurrent ratio 4.41× · 20/20
Longevity12 years trading (max 15) · 12/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength24/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees14/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity12/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/03/2025

Net Worth

£2.0M

Balance sheet strength

Cash

£283k

Cash in the bank

Net Current Assets

£2.0M

Working capital

Current Assets

£2.6M

Current Liabilities

£588k

Fixed Assets

£11k

Debtors

£1.6M

9avg. employees

Balance Sheet

Assets less current liabilities£2.0M
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20254.41+£406k
20243.66-£783k
20232.02+£1.3M
20220.73+£584k
20210.33-£453k
20200.54-£100k
20190.77+£291k
20180.56

Derived from filed accounts. Not audited figures.