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S & M Builds Ltd

09253302

active
Private Limited Company
Companies House
Health Score
80 / 100

Healthy

30/30
Filing
10/30
Financial
40/40
Risk
  • Current liabilities exceed current assets (-10)

Details

11C ALMA ROAD, KING'S LYNN, PE31 7NY
Incorporated 07/10/2014

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

43390
Other building completion and finishing

Officers

Mrs Melissa Ann Choppen

director · Since 07/10/2014

FULL TIME MOTHER

BRITISH · ENGLAND · Age 41

Also on 3 other boards

Mr Steven Arthur Choppen

director · Since 07/10/2014

BRICKLAYER

BRITISH · ENGLAND · Age 38

Also on 2 other boards

Persons with Significant Control

Mr Steven Arthur Choppen

25–50% shares
25–50% votes
Appoint directors

British · England · Age 38

13 Kenside Road, Snettisham, King's Lynn, PE31 7PB

Notified 06/04/2016

Mrs Melissa Ann Choppen

25–50% shares
25–50% votes
Appoint directors

British · England · Age 41

13 Kenside Road, Snettisham, King's Lynn, PE31 7PB

Notified 06/04/2016

CompanyRankvs 12645+ SIC 43390 peers
66

Financial strength43th percentile among SIC peers · 11/25
Employees80th percentile among SIC peers · 12/15
LiquidityCurrent ratio 1.69× · 16/20
Longevity12 years trading (max 15) · 12/15
Filing complianceAll filings up to date · 15/15
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12645S & M Builds Ltd
61
How is this score calculated?
Financial strength11/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees12/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity16/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity12/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/10/2025

Net Worth

£965

Balance sheet strength

Cash

—

Cash in the bank

Net Current Assets

£42k

Working capital

Current Assets

£102k

Current Liabilities

£60k

Fixed Assets

£13k

3avg. employees-1

Balance Sheet

Assets less current liabilities£54k
Prepared with VT Final Accounts

EstimatesDerived

YearCurrent RatioImplied Profit
20251.69—
20242.01—
20232.55-£36k
20222.83+£51k
20213.48—

Derived from filed accounts. Not audited figures.